KestriAI

KestriAI

Every KestriAI answer should point back to the governing record.

Four demonstrations apply the same evidence-first architecture to legislation, technical standards, litigation, and public records. Point. Click. Verify.

Kestri
Kestri™ Case Study
H.R. 6644 EAS • Governing evidence beside the original record

What Actually Governs an AI Answer?

Kestri places the filed bill beside the evidence decode so the answer can be inspected at the source.

Original filed bill
Kestri evidence decode • H.R. 6644 EAS
Kestri – Audit-Grade AI Inside the System of Record
👉 Tap / hover evidence numbers → inspect governing evidence..
📑 Embeddings are evidence pointers. Governing evidence is the audit artifact. Focus™ measures evidence coverage—not keyword coverage: 52.85% ℹ️Focus™ measures weighted assertion coverage—not keyword coverage.

Each sentence or chunk is treated as an assertion from the governing document.

Focus™ is calculated after retrieval. It measures how much weighted assertion evidence is supported by retrieved governing evidence.

A low Focus™ score means important assertions were not supported by retrieved evidence.

Supported Assertion Weight: 53.55
Total Assertion Weight: 101.32
Focus™: 52.85
SECTION 1.  11. RETRIEVED EVIDENCE:
SECTION 1.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [] to governing evidence.
short title;  22. RETRIEVED EVIDENCE:
short title;
GOVERNING EVIDENCE:
of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan…Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec
table of contents.  33. RETRIEVED EVIDENCE:
table of contents.
GOVERNING EVIDENCE:
of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and…and ``(4) removing blight.''. (b) Technical and Conforming Amendment.--The table of contents in section 1(b) of the Cranston-Gonzalez National Affordable Housing Act (Public Law

(a) short title.--this act may be cited as the ``21st century road
to housing act''.
(b) table of contents.--the table of contents for this act is as
follows:  44. RETRIEVED EVIDENCE:

(a) short title.--this act may be cited as the ``21st century road
to housing act''.
(b) table of contents.--the table of contents for this act is as
follows:
GOVERNING EVIDENCE:
Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…TITLE…Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec…homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military Service Question. Sec. 602. Housing…Veterans Act. Sec. 603. Veterans Affairs Loan Informed Disclosure (VALID) Act. TITLE VII--OVERSIGHT AND ACCOUNTABILITY Sec. 701. Requiring annual testimony and oversight

Sec 1.  55. RETRIEVED EVIDENCE:

Sec 1.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
short title;  66. RETRIEVED EVIDENCE:
short title;
GOVERNING EVIDENCE:
of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan…Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec
table of contents.  77. RETRIEVED EVIDENCE:
table of contents.
GOVERNING EVIDENCE:
of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and…and ``(4) removing blight.''. (b) Technical and Conforming Amendment.--The table of contents in section 1(b) of the Cranston-Gonzalez National Affordable Housing Act (Public Law


title i--opportunities for housing

sec
101.  88. RETRIEVED EVIDENCE:


title i--opportunities for housing

sec
101.
GOVERNING EVIDENCE:
third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of…OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar
reforms to housing counseling and financial literacy programs.  99. RETRIEVED EVIDENCE:
reforms to housing counseling and financial literacy programs.
GOVERNING EVIDENCE:
1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings. Sec. 103…V--PROGRAM REFORM Sec. 501. HOME…Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming…Sec. 1202. No additional funds authorized. TITLE I--OPPORTUNITIES FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY PROGRAMS. Section 106 of the Housing and Urban Development Act of 1968 (12 U.S.C…by organizations that focus on point-access block building design and building-code reform; (7) consulting with experts, including developers, architects, fire marshals…and modular housing; (viii) State model zoning regulations for directing local reforms, including mechanisms to encourage adoption; (ix) provisions to encourage

Sec 102.  1010. RETRIEVED EVIDENCE:

Sec 102.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
federal guidelines for point-access block buildings.  1111. RETRIEVED EVIDENCE:
federal guidelines for point-access block buildings.
GOVERNING EVIDENCE:
Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of…Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking…and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators…IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored regulatory updates for…the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting new bank formation. Sec. 909. Rural depositories

Sec 103.  1212. RETRIEVED EVIDENCE:

Sec 103.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
exemption on construction or modification of residential
housing located on an infill site.  1313. RETRIEVED EVIDENCE:
exemption on construction or modification of residential
housing located on an infill site.
GOVERNING EVIDENCE:
and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages…Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through…Building Act. Sec. 210. Revitalizing Empty Structures Into Desirable Environments (RESIDE) Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply…and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving

Sec 104.  1414. RETRIEVED EVIDENCE:

Sec 104.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
database of publicly owned land.  1515. RETRIEVED EVIDENCE:
database of publicly owned land.
GOVERNING EVIDENCE:
or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec…study. TITLE X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec…Relief and Emergency Assistance Act (42 U.S.C. 5136); and (iii) a greenfield. SEC. 104. DATABASE OF PUBLICLY OWNED LAND. (a) In General.--Section 104(b) of the Housing and Community Development Act of 1974 (42…inserting ``; and''; and (3) by adding at the end the following: ``(7) the grantee maintains, on a publicly accessible website, a searchable database that identifies all parcels of undeveloped land owned by the grantee.''. (b) Eligible Activity.--Section 105(a) of the Housing and Community…and''; and (3) by adding at the end the following: ``(27) the creation and maintenance of a database of land as required under section 104(b)(7).''. (c) Effective Date.--The amendment made by

Sec 105.  1616. RETRIEVED EVIDENCE:

Sec 105.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
fha small-dollar mortgages.  1717. RETRIEVED EVIDENCE:
fha small-dollar mortgages.
GOVERNING EVIDENCE:
located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE…Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404…made by this subsection shall take effect on October 1, 2026. SEC. 105. FHA SMALL-DOLLAR MORTGAGES. (a) In General.--Not later than 1 year after the date of the enactment of this…to small-dollar mortgages for mortgagors, which may include-- (1) authorizing direct payments to mortgagees to incentivize the origination of small-dollar mortgages; (2) adjusting terms and costs imposed by the Federal Housing Administration with respect to small-dollar mortgages; (3) providing direct grants for mortgagors who obtain small- dollar mortgages to

Sec 106.  1818. RETRIEVED EVIDENCE:

Sec 106.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
temperature sensor pilot program.  1919. RETRIEVED EVIDENCE:
temperature sensor pilot program.
GOVERNING EVIDENCE:
financial literacy programs. Sec…104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing…Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec…905. Systemic risk authority transparency. Sec. 906. Advancing the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting…FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY PROGRAMS. Section 106 of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701x) is…section that-- ``(i) consist of a review of the organization's compliance with all program requirements; and ``(ii) may take into account the organization's aggregate counselor performance

Sec 107.  2020. RETRIEVED EVIDENCE:

Sec 107.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
housing supply frameworks.  2121. RETRIEVED EVIDENCE:
housing supply frameworks.
GOVERNING EVIDENCE:
third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of…title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209


title ii--building more in america

sec 201.  2222. RETRIEVED EVIDENCE:


title ii--building more in america

sec 201.
GOVERNING EVIDENCE:
H.R. 6644 Enrolled Bill (ENR)] H.R.6644 One Hundred Nineteenth Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104
increasing housing in opportunity zones.  2323. RETRIEVED EVIDENCE:
increasing housing in opportunity zones.
GOVERNING EVIDENCE:
third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of…title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209

Sec 202.  2424. RETRIEVED EVIDENCE:

Sec 202.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
whole-home repairs act.  2525. RETRIEVED EVIDENCE:
whole-home repairs act.
GOVERNING EVIDENCE:
MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of…zone under section 1400Z-1 of the Internal Revenue Code of 1986. SEC. 202. WHOLE-HOME REPAIRS ACT. (a) Definitions.--In this section: (1) Affordable unit.--The term ``affordable…Secretary. (2) Assisted unit.--The term ``assisted unit'' means a unit that undergoes repair or rehabilitation work through a whole-home repairs program administered by an implementing organization under this section. (3) Eligible home-owner.--The…repairs are to be conducted as their principal residence; (ii) an owner-occupant of the manufactured home on which repairs are to be conducted; (iii) an owner-occupant of the cooperative housing unit on which repairs are to be conducted; or (iv) an owner who can demonstrate an ownership interest in the property, or trust land leasehold, on which repairs are

Sec 203.  2626. RETRIEVED EVIDENCE:

Sec 203.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
community investment and prosperity act.  2727. RETRIEVED EVIDENCE:
community investment and prosperity act.
GOVERNING EVIDENCE:
housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec…Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502…accountability. TITLE IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored…and best practices to support production of adequate housing to meet the needs of communities and provide housing opportunities for individuals at every income level across communities with respect to-- (A) State zoning frameworks; and (B) local zoning frameworks. (2…developers, cooperative housing developers, and other business interests; (iii) community engagement experts and community members impacted by zoning decisions; (iv) public housing agencies and transit

Sec 204.  2828. RETRIEVED EVIDENCE:

Sec 204.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
addition of affordable housing construction as an eligible
activity.  2929. RETRIEVED EVIDENCE:
addition of affordable housing construction as an eligible
activity.
GOVERNING EVIDENCE:
block buildings. Sec. 103. Exemption on construction or…Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202…Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210…Empty Structures Into Desirable Environments (RESIDE) Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply

Sec 205.  3030. RETRIEVED EVIDENCE:

Sec 205.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
better use of intergovernmental and local development (build)
housing act.  3131. RETRIEVED EVIDENCE:
better use of intergovernmental and local development (build)
housing act.
GOVERNING EVIDENCE:
102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of…Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec…Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply…Act (12 U.S.C. 1709(r)(4)).''. SEC. 102. FEDERAL GUIDELINES FOR POINT-ACCESS BLOCK BUILDINGS. (a) In General.--Not later than 18 months after the date of enactment of this section, the

Sec 206.  3232. RETRIEVED EVIDENCE:

Sec 206.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
unlocking housing supply through streamlined and modernized
reviews act.  3333. RETRIEVED EVIDENCE:
unlocking housing supply through streamlined and modernized
reviews act.
GOVERNING EVIDENCE:
Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar…Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec

Sec 207.  3434. RETRIEVED EVIDENCE:

Sec 207.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
grants for planning and implementation associated with
affordable housing.  3535. RETRIEVED EVIDENCE:
grants for planning and implementation associated with
affordable housing.
GOVERNING EVIDENCE:
the supply of housing in America, and for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210

Sec 208.  3636. RETRIEVED EVIDENCE:

Sec 208.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
innovation fund.  3737. RETRIEVED EVIDENCE:
innovation fund.
GOVERNING EVIDENCE:
Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210. Revitalizing Empty Structures…loan described in paragraph (1)(A) shall be paid for by the Mutual Mortgage Insurance Fund, as authorized under section 203(r)(4) of the National Housing Act (12 U.S.C. 1709(r…2) analyzes risks of the pilot program to the solvency of the Mutual Mortgage Insurance Fund; (3) includes data with respect to-- (A) the number of small-dollar mortgages…term ``qualified nonprofit'' means a nonprofit organization that-- (A) has received funding, as a recipient or subrecipient, through-- (i) the Community Development Block Grant…home repairs program for eligible home-owners and eligible landlords. (2) Use of funds.--An implementing organization that receives a grant from appropriated funds made available for this subsection-- (A) shall provide grants to eligible home-owners to implement

Sec 209.  3838. RETRIEVED EVIDENCE:

Sec 209.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
accelerating home building act.  3939. RETRIEVED EVIDENCE:
accelerating home building act.
GOVERNING EVIDENCE:
associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210. Revitalizing Empty Structures Into Desirable Environments (RESIDE…published by the Bureau of Labor Statistics of the Department of Labor. SEC. 209. ACCELERATING HOME BUILDING ACT. (a) Definitions.--In this section: (1) Affordable housing.--The term

Sec 210.  4040. RETRIEVED EVIDENCE:

Sec 210.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
revitalizing empty structures into desirable environments
(reside) act.  4141. RETRIEVED EVIDENCE:
revitalizing empty structures into desirable environments
(reside) act.
GOVERNING EVIDENCE:
housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210. Revitalizing Empty Structures Into Desirable Environments (RESIDE) Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance…block building.--The term ``point-access block building'' means a Group R-2 occupancy residential structure, as such term is defined by the International Building Code, in which a single…than 6 stories in height. SEC. 103. EXEMPTION ON CONSTRUCTION OR MODIFICATION OF RESIDENTIAL HOUSING LOCATED ON AN INFILL SITE. (a) Exemption.--In providing assistance under…1471, 1472, 1474, 1485, 1490m, or 1490p-2) for the construction or modification of residential housing located on an infill site, the Secretary of Agriculture shall not be required to carry…$100,000 or less; and (2) is secured by a 1- to 4-unit property that is the principal residence of the mortgagor. SEC. 106. TEMPERATURE SENSOR PILOT PROGRAM. (a) In General.--The

Sec 211.  4242. RETRIEVED EVIDENCE:

Sec 211.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
housing affordability act.  4343. RETRIEVED EVIDENCE:
housing affordability act.
GOVERNING EVIDENCE:
Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of…Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210…Empty Structures Into Desirable Environments (RESIDE) Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act…Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships…and building egress performance; (2) construction costs and potential impacts on housing affordability, including the potential for increasing housing supply in high-cost jurisdictions; (3) flexibility…of this section affects the affordable housing sector in rural America; and

Sec 212.  4444. RETRIEVED EVIDENCE:

Sec 212.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
rental assistance demonstration program.  4545. RETRIEVED EVIDENCE:
rental assistance demonstration program.
GOVERNING EVIDENCE:
101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings…Environments (RESIDE) Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301…905. Systemic risk authority transparency. Sec. 906. Advancing the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting…FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY PROGRAMS. Section 106 of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701x) is…reviews; and ``(B) shall conduct performance reviews of all organizations receiving assistance under this section that-- ``(i) consist of a review of the organization's compliance with all program requirements; and ``(ii) may take into account the organization's aggregate counselor performance

Sec 213.  4646. RETRIEVED EVIDENCE:

Sec 213.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
build now act.  4747. RETRIEVED EVIDENCE:
build now act.
GOVERNING EVIDENCE:
102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of…Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity…Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion…Act (12 U.S.C. 1709(r)(4)).''. SEC. 102. FEDERAL GUIDELINES FOR POINT-ACCESS BLOCK BUILDINGS. (a) In General.--Not later than 18 months after the date of enactment of this section, the


title iii--manufactured housing for america

sec 301.  4848. RETRIEVED EVIDENCE:


title iii--manufactured housing for america

sec 301.
GOVERNING EVIDENCE:
U.S.…H.R. 6644 Enrolled Bill (ENR)] H.R.6644 One Hundred Nineteenth Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of…of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec
housing supply expansion act.  4949. RETRIEVED EVIDENCE:
housing supply expansion act.
GOVERNING EVIDENCE:
third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of…title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209

Sec 302.  5050. RETRIEVED EVIDENCE:

Sec 302.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
Modular Housing Production Act.  5151. RETRIEVED EVIDENCE:
Modular Housing Production Act.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [housing production action modules ] to governing evidence.

Sec 303.  5252. RETRIEVED EVIDENCE:

Sec 303.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
property improvement and manufactured housing loan
modernization act.  5353. RETRIEVED EVIDENCE:
property improvement and manufactured housing loan
modernization act.
GOVERNING EVIDENCE:
Sec. 101. Reforms to housing…Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military

Sec 304.  5454. RETRIEVED EVIDENCE:

Sec 304.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
price act.  5555. RETRIEVED EVIDENCE:
price act.
GOVERNING EVIDENCE:
Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for


title iv--accessing the american dream

sec 401.  5656. RETRIEVED EVIDENCE:


title iv--accessing the american dream

sec 401.
GOVERNING EVIDENCE:
America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of…of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…frameworks. TITLE II--BUILDING MORE…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402…Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec
creating incentives for small-dollar loan originators.  5757. RETRIEVED EVIDENCE:
creating incentives for small-dollar loan originators.
GOVERNING EVIDENCE:
102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202…Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec

Sec 402.  5858. RETRIEVED EVIDENCE:

Sec 402.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
small-dollar mortgage points and fees.  5959. RETRIEVED EVIDENCE:
small-dollar mortgage points and fees.
GOVERNING EVIDENCE:
304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act…risk authority transparency. Sec. 906. Advancing the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting new…made by this subsection shall take effect on October 1, 2026. SEC. 105. FHA SMALL-DOLLAR MORTGAGES. (a) In General.--Not later than 1 year after the date of the enactment of…to small-dollar mortgages for mortgagors, which may include-- (1) authorizing direct payments to mortgagees to incentivize the origination of small-dollar mortgages; (2) adjusting terms and costs imposed by the Federal Housing Administration with respect to small-dollar mortgages; (3) providing direct grants for mortgagors who obtain small- dollar

Sec 403.  6060. RETRIEVED EVIDENCE:

Sec 403.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
appraisal industry improvement act.  6161. RETRIEVED EVIDENCE:
appraisal industry improvement act.
GOVERNING EVIDENCE:
FOR HOUSING Sec. 101. Reforms to housing counseling and…IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of…Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE…loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military

Sec 404.  6262. RETRIEVED EVIDENCE:

Sec 404.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
helping more families save act.  6363. RETRIEVED EVIDENCE:
helping more families save act.
GOVERNING EVIDENCE:
and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME…803. Improving self-sufficiency of families in HUD-subsidized housing…and housing cooperatives) designed principally for the occupancy of between 1 and 4 families that is-- ``(i) insured by the Federal Housing Administration under title II of the…ownership housing corporation designed principally for the occupancy of between 1 and 4 families that is-- ``(A) insured by the Federal Housing Administration under title II of the…in high-cost jurisdictions; (3) flexibility for diverse consumer needs, including family sizes, unit configurations, and accessibility; (4) examples of single-stair codes…housing for which the monthly payment is not more than 30 percent of the monthly income of the household. (2) Assistant secretary.--The term ``Assistant Secretary'' means the Assistant

Sec 405.  6464. RETRIEVED EVIDENCE:

Sec 405.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
choice in affordable housing act.  6565. RETRIEVED EVIDENCE:
choice in affordable housing act.
GOVERNING EVIDENCE:
Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar…Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec


title v--program reform

sec 501.  6666. RETRIEVED EVIDENCE:


title v--program reform

sec 501.
GOVERNING EVIDENCE:
b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on…land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec…Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan
home investment partnerships reauthorization and reform act.  6767. RETRIEVED EVIDENCE:
home investment partnerships reauthorization and reform act.
GOVERNING EVIDENCE:
table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102…More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming…revitalization study. TITLE X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec. 1001. Homes are for people, not corporations. TITLE XI--CENTRAL BANK DIGITAL CURRENCY Sec. 1101…Sec. 1202. No additional funds authorized. TITLE I--OPPORTUNITIES FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY PROGRAMS. Section 106 of the Housing and Urban…by organizations that focus on point-access block building design and building-code reform; (7) consulting with experts, including developers, architects, fire marshals

Sec 502.  6868. RETRIEVED EVIDENCE:

Sec 502.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
rural housing service reform act.  6969. RETRIEVED EVIDENCE:
rural housing service reform act.
GOVERNING EVIDENCE:
the supply of housing in America, and for…Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210

Sec 503.  7070. RETRIEVED EVIDENCE:

Sec 503.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
incentivizing local solutions to homelessness.  7171. RETRIEVED EVIDENCE:
incentivizing local solutions to homelessness.
GOVERNING EVIDENCE:
and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort…Urban Development shall issue guidelines to provide States, territories, Tribes, and localities with model code language, best practices, and technical guidance that could be used to…f) Rule of Construction.--Nothing in this section may be construed to preempt a State or local building code. (g) Definitions.--In this section: (1) Eligible entity.--The term…for mortgagors, which may include-- (1) authorizing direct payments to mortgagees to incentivize the origination of small-dollar mortgages; (2) adjusting terms and costs imposed by…3) Local zoning framework.--The term ``local zoning framework'' means the local zoning codes and other ordinances, procedures, and policies governing zoning and land-use at the local level. (4) Secretary.--The term ``Secretary'' means

Sec 504.  7272. RETRIEVED EVIDENCE:

Sec 504.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
reforming disaster recovery act.  7373. RETRIEVED EVIDENCE:
reforming disaster recovery act.
GOVERNING EVIDENCE:
Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military…the Federal Emergency Management Agency pursuant to section 206 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5136); and (iii) a greenfield. SEC. 104…and well-being of program beneficiaries caused or exacerbated by a federally declared disaster. (c) Implementation.--For purposes of implementing the streamlining of environmental…D) implement and administer regulatory requirements and processes with respect to reformed zoning codes; (E) increase the capacity to conduct housing inspections; (F) increase…and shortening processes, increasing code enforcement and permitting capacity, reforming zoning codes, or other initiatives that reduce barriers to increasing housing supply

Sec 505.  7474. RETRIEVED EVIDENCE:

Sec 505.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
new moving to work cohort.  7575. RETRIEVED EVIDENCE:
new moving to work cohort.
GOVERNING EVIDENCE:
Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military Service Question. Sec. 602


title vi--veterans and housing

sec 601.  7676. RETRIEVED EVIDENCE:


title vi--veterans and housing

sec 601.
GOVERNING EVIDENCE:
America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing
military service question.  7777. RETRIEVED EVIDENCE:
military service question.
GOVERNING EVIDENCE:
Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military Service Question. Sec. 602. Housing Unhoused Disabled Veterans Act. Sec. 603. Veterans Affairs Loan…relevant international standards; (6) research and model language relating to…construction firm, qualified design firm, engineering firm, academic institution, research institution, or any partnership or consortium comprised of 2 or more such types of…end the following: ``(7) the grantee maintains, on a publicly accessible website, a searchable database that identifies all parcels of undeveloped land owned by the grantee.…term ``Assistant Secretary'' means the Assistant Secretary for Policy Development and Research of the Department of Housing and Urban Development. (3) Local zoning framework.--The…and businesses if more housing is not constructed; (viii) barriers to individuals seeking to access affordable housing in growing communities and communities with economic

Sec 602.  7878. RETRIEVED EVIDENCE:

Sec 602.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
housing unhoused disabled veterans act.  7979. RETRIEVED EVIDENCE:
housing unhoused disabled veterans act.
GOVERNING EVIDENCE:
Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar…Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec

Sec 603.  8080. RETRIEVED EVIDENCE:

Sec 603.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
veterans affairs loan informed disclosure (valid) act.  8181. RETRIEVED EVIDENCE:
veterans affairs loan informed disclosure (valid) act.
GOVERNING EVIDENCE:
Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403…Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military Service Question. Sec. 602. Housing Unhoused Disabled Veterans Act. Sec. 603. Veterans Affairs Loan Informed Disclosure (VALID) Act. TITLE VII--OVERSIGHT AND ACCOUNTABILITY Sec. 701. Requiring annual testimony…1715z-13a, 1715z-13b); ``(C) made, guaranteed, or insured by the Department of Veterans Affairs; or ``(D) made, guaranteed, or insured by the Department of Agriculture. ``(2…of each small-dollar mortgage identified under subparagraph (A); (C) demographic information about the mortgagors associated with each such small-dollar mortgages; and (D) the


title vii--oversight and accountability

sec 701.  8282. RETRIEVED EVIDENCE:


title vii--oversight and accountability

sec 701.
GOVERNING EVIDENCE:
of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan
requiring annual testimony and oversight from housing
regulators.  8383. RETRIEVED EVIDENCE:
requiring annual testimony and oversight from housing
regulators.
GOVERNING EVIDENCE:
the supply of housing in America, and for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210

Sec 702.  8484. RETRIEVED EVIDENCE:

Sec 702.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
fha reporting requirements on safety and soundness.  8585. RETRIEVED EVIDENCE:
fha reporting requirements on safety and soundness.
GOVERNING EVIDENCE:
Informed Disclosure (VALID) Act. TITLE VII--OVERSIGHT AND ACCOUNTABILITY Sec. 701. Requiring annual testimony and oversight from housing regulators. Sec. 702. FHA reporting requirements on safety and soundness. Sec. 703. United States Interagency Council on Homelessness oversight. Sec. 704…COORDINATION, STUDIES, AND REPORTING Sec. 801. HUD-USDA-VA…for housing counseling services in the service area, the Secretary may-- ``(A) require continued education coupled with successful completion of a probationary period; ``(B) require retesting if the counselor continues to demonstrate a lack of competence under…the organization or entity provides counseling, is not in compliance with program requirements-- ``(i) based on the performance review described in subsection (e)(6); and ``(ii…of the organization or entity and that caused the failure to comply with program requirements, such as a lack of lender or servicer coordination or communication with housing

Sec 703.  8686. RETRIEVED EVIDENCE:

Sec 703.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
united states interagency council on homelessness oversight.  8787. RETRIEVED EVIDENCE:
united states interagency council on homelessness oversight.
GOVERNING EVIDENCE:
Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6644 Enrolled Bill (ENR)] H.R.6644 One Hundred Nineteenth Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short…Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec…Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act

Sec 704.  8888. RETRIEVED EVIDENCE:

Sec 704.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
appraisal modernization act.  8989. RETRIEVED EVIDENCE:
appraisal modernization act.
GOVERNING EVIDENCE:
Supply Through Streamlined and Modernized Reviews Act. Sec. 207…Housing Production Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401…loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405…Sec. 703. United States Interagency Council on Homelessness oversight. Sec. 704. Appraisal Modernization Act. TITLE VIII--ACCOUNTABILITY, COORDINATION, STUDIES, AND REPORTING Sec. 801…Tailored regulatory updates for supervisory testing. Sec. 904. Credit union board modernization. Sec. 905. Systemic risk authority transparency. Sec. 906. Advancing the…mortgages to cover costs associated with-- (A) down payments; (B) closing costs; (C) appraisals; and (D) title insurance; (4) conducting outreach to potential mortgagors about the availability


title viii--accountability, coordination, studies, and reporting

sec 801.  9090. RETRIEVED EVIDENCE:


title viii--accountability, coordination, studies, and reporting

sec 801.
GOVERNING EVIDENCE:
AND ACCOUNTABILITY Sec. 701. Requiring…on Homelessness oversight. Sec. 704. Appraisal Modernization Act. TITLE VIII--ACCOUNTABILITY, COORDINATION, STUDIES, AND REPORTING Sec. 801. HUD-USDA-VA Interagency Coordination Act. Sec. 802. Streamlining Rural Housing Act. Sec. 803. Improving self-sufficiency of families in HUD-subsidized housing. Sec. 804. GAO studies. Sec. 805. Improving public housing agency accountability. TITLE IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank…the failure to comply with program requirements, such as a lack of lender or servicer coordination or communication with housing counseling agencies and individual counselors.''; and…including options that utilize additional passive or active safety features. (c) Coordination With the International Code Council.--The Secretary of Housing and Urban Development shall coordinate with the International Code Council to encourage the International Code Council to
hud-usda-va interagency coordination act.  9191. RETRIEVED EVIDENCE:
hud-usda-va interagency coordination act.
GOVERNING EVIDENCE:
Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6644 Enrolled Bill (ENR)] H.R.6644 One Hundred Nineteenth Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for

Sec 802.  9292. RETRIEVED EVIDENCE:

Sec 802.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
streamlining rural housing act.  9393. RETRIEVED EVIDENCE:
streamlining rural housing act.
GOVERNING EVIDENCE:
Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar…Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec

Sec 803.  9494. RETRIEVED EVIDENCE:

Sec 803.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
improving self-sufficiency of families in hud-subsidized
housing.  9595. RETRIEVED EVIDENCE:
improving self-sufficiency of families in hud-subsidized
housing.
GOVERNING EVIDENCE:
of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives…1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210

Sec 804.  9696. RETRIEVED EVIDENCE:

Sec 804.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
gao studies.  9797. RETRIEVED EVIDENCE:
gao studies.
GOVERNING EVIDENCE:
Act. TITLE VIII--ACCOUNTABILITY, COORDINATION, STUDIES, AND REPORTING Sec. 801. HUD-USDA-VA…Sec. 803. Improving self-sufficiency of families in HUD-subsidized housing. Sec. 804. GAO studies. Sec. 805. Improving public housing agency accountability. TITLE IX--STRENGTHENING…after paragraph (2) the following: ``(3) Termination of assistance.-- ``(A) In general.--The Secretary may deny renewal of covered assistance to an organization or entity…block buildings into the International Building Code. (d) Grants.-- (1) In general.--The Secretary of Housing and Urban Development may establish a program to award…on an infill site, the Secretary of Agriculture shall not be required to carry out any study or report on the environmental effects of such assistance. (b) Report.--Not later than the…units remain in compliance with temperature requirements. (b) Eligibility.-- (1) In general.--The Secretary of Housing and Urban Development shall, not later than 180 days after

Sec 805.  9898. RETRIEVED EVIDENCE:

Sec 805.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
improving public housing agency accountability.  9999. RETRIEVED EVIDENCE:
improving public housing agency accountability.
GOVERNING EVIDENCE:
FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy…Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE…Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military…Sec. 603. Veterans Affairs Loan Informed Disclosure (VALID) Act. TITLE VII--OVERSIGHT AND ACCOUNTABILITY Sec. 701. Requiring annual testimony and oversight from housing regulators. Sec


title ix--strengthening community banks' role in housing

sec 901.  100100. RETRIEVED EVIDENCE:


title ix--strengthening community banks' role in housing

sec 901.
GOVERNING EVIDENCE:
zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of…GAO studies. Sec. 805. Improving public housing agency accountability. TITLE IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored…for people, not corporations. TITLE XI--CENTRAL BANK DIGITAL CURRENCY Sec. 1101. Central bank digital currency. TITLE XII--MISCELLANEOUS Sec. 1201. Severability. Sec. 1202. No…assisted under this section shall be treated as projects assisted under the Community Development Block Grant program under title I of the Housing and Community Development…and best practices to support production of adequate housing to meet the needs of communities and provide housing opportunities for individuals at every income level across communities with respect to-- (A) State zoning frameworks; and (B) local zoning frameworks. (2
community bank deposit access.  101101. RETRIEVED EVIDENCE:
community bank deposit access.
GOVERNING EVIDENCE:
for point-access block buildings…and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators…Sec. 805. Improving public housing agency accountability. TITLE IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored regulatory updates for…the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting new bank formation. Sec. 909. Rural depositories…Housing Act (12 U.S.C. 1709(r)(4)).''. SEC. 102. FEDERAL GUIDELINES FOR POINT-ACCESS BLOCK BUILDINGS. (a) In General.--Not later than 18 months after the date of enactment of…and technical guidance that could be used to facilitate the permitting of point-access block residential buildings. (b) Contents.--When developing the guidelines under

Sec 902.  102102. RETRIEVED EVIDENCE:

Sec 902.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
keeping deposits local.  103103. RETRIEVED EVIDENCE:
keeping deposits local.
GOVERNING EVIDENCE:
Incentivizing local solutions to…IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored regulatory updates for supervisory testing. Sec. 904. Credit…Urban Development shall issue guidelines to provide States, territories, Tribes, and localities with model code language, best practices, and technical guidance that could be used to…f) Rule of Construction.--Nothing in this section may be construed to preempt a State or local building code. (g) Definitions.--In this section: (1) Eligible entity.--The term…that installs 1 or more approved temperature sensors under this section shall collect and retain information about temperature-related complaints and temperature-related violations. (2…of covered federally assisted rental dwelling units under this section shall be retained until the Secretary of Housing and Urban Development notifies the public housing agency or

Sec 903.  104104. RETRIEVED EVIDENCE:

Sec 903.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
tailored regulatory updates for supervisory testing.  105105. RETRIEVED EVIDENCE:
tailored regulatory updates for supervisory testing.
GOVERNING EVIDENCE:
Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored regulatory updates for supervisory testing. Sec. 904. Credit union board modernization. Sec. 905. Systemic risk authority…A) require continued education coupled with successful completion of a probationary period; ``(B) require retesting if the counselor continues to demonstrate a lack of competence under…on the performance review described in subsection (e)(6); and ``(ii) in accordance with regulations issued by the Secretary. ``(B) Notice.--The Secretary shall give an organization or entity…section 203(r)(4) of the National Housing Act (12 U.S.C. 1709(r)(4)).''. SEC. 102. FEDERAL GUIDELINES FOR POINT-ACCESS BLOCK BUILDINGS. (a) In General.--Not later than 18 months after the…enactment of this section, the Secretary of Housing and Urban Development shall issue guidelines to provide States, territories, Tribes, and localities with model code language, best

Sec 904.  106106. RETRIEVED EVIDENCE:

Sec 904.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
credit union board modernization.  107107. RETRIEVED EVIDENCE:
credit union board modernization.
GOVERNING EVIDENCE:
Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning…703. United States Interagency Council on Homelessness oversight. Sec. 704. Appraisal Modernization Act. TITLE VIII--ACCOUNTABILITY, COORDINATION, STUDIES, AND REPORTING Sec. 801…local. Sec. 903. Tailored regulatory updates for supervisory testing. Sec. 904. Credit union board modernization. Sec. 905. Systemic risk authority transparency. Sec. 906. Advancing the…housing agencies and transit authorities; (v) members of local zoning and planning boards and local and regional transportation planning organizations; (vi) State officials responsible for housing or land use, including members of State zoning boards of appeals; (vii) academic researchers; and (viii) home builders. (3…similar discretionary permit, or otherwise petitioning a local zoning or planning board for a project, including a State-defined amount of affordable housing to appeal a

Sec 905.  108108. RETRIEVED EVIDENCE:

Sec 905.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
systemic risk authority transparency.  109109. RETRIEVED EVIDENCE:
systemic risk authority transparency.
GOVERNING EVIDENCE:
for supervisory testing. Sec. 904. Credit union board modernization. Sec. 905. Systemic risk authority transparency. Sec. 906. Advancing the mentor-protege program for small financial institutions…ii) a site within a census tract designated as very high or relatively high risk for wildfire, coastal flooding, and riverine flooding under the National Risk Index of the Federal Emergency Management Agency pursuant to section 206 of the…by mortgagees as a result of support provided under subsection (a); (2) analyzes risks of the pilot program to the solvency of the Mutual Mortgage Insurance Fund; (3…date on which the pilot program is established under subsection (a). (d) Expiration of Authority.--After the expiration of the 3-year period beginning on the date of enactment of this…in an insular area of the United States, enabling local planning and zoning authorities and establishing and guiding related policies and programs. (b) Guidelines on State

Sec 906.  110110. RETRIEVED EVIDENCE:

Sec 906.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
advancing the mentor-protege program for small financial
institutions.  111111. RETRIEVED EVIDENCE:
advancing the mentor-protege program for small financial
institutions.
GOVERNING EVIDENCE:
board modernization. Sec. 905. Systemic risk authority transparency. Sec. 906. Advancing the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting new bank…TITLE I--OPPORTUNITIES FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY PROGRAMS. Section 106 of the Housing and Urban Development Act of 1968 (12…made by this subsection shall take effect on October 1, 2026. SEC. 105. FHA SMALL-DOLLAR MORTGAGES. (a) In General.--Not later than 1 year after the date of the…a pilot program to increase access to small-dollar mortgages for mortgagors, which may include-- (1) authorizing direct payments to mortgagees to incentivize the origination of small-dollar mortgages; (2) adjusting terms and costs imposed by the Federal Housing Administration with respect to small-dollar mortgages; (3) providing direct grants for mortgagors who obtain small- dollar mortgages to cover costs

Sec 907.  112112. RETRIEVED EVIDENCE:

Sec 907.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
american access to banking.  113113. RETRIEVED EVIDENCE:
american access to banking.
GOVERNING EVIDENCE:
U.S.…of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short…Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec…Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act…and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators

Sec 908.  114114. RETRIEVED EVIDENCE:

Sec 908.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
promoting new bank formation.  115115. RETRIEVED EVIDENCE:
promoting new bank formation.
GOVERNING EVIDENCE:
for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting new bank formation. Sec. 909. Rural depositories revitalization study. TITLE X--HOME-OWNERSHIP FOR MAIN STREET…of local environmental review policies; and (xviii) other land use measures that promote access to new housing opportunities identified by the Secretary; and (C) consider-- (i…A) purpose; (B) type; (C) amount of assets of the association or State member bank that made the investment, using not fewer than 4 categories to describe the amount of assets of the associations and banks; and (D) State or other location; (2) identifies the dollar amounts of such…by-- (A) purpose; (B) type; (C) amount of assets of the association or State member bank that made the investment, using not fewer than 4 categories to describe the amount of assets of the associations and banks; and (D) State or other location; and (3) for each type of public welfare

Sec 909.  116116. RETRIEVED EVIDENCE:

Sec 909.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
rural depositories revitalization study.  117117. RETRIEVED EVIDENCE:
rural depositories revitalization study.
GOVERNING EVIDENCE:
Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503…REPORTING Sec. 801. HUD-USDA-VA Interagency Coordination Act. Sec. 802. Streamlining Rural Housing Act. Sec. 803. Improving self-sufficiency of families in HUD-subsidized housing. Sec. 804. GAO studies. Sec. 805. Improving public housing agency accountability. TITLE IX--STRENGTHENING…907. American access to banking. Sec. 908. Promoting new bank formation. Sec. 909. Rural depositories revitalization study. TITLE X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec. 1001. Homes are for people, not corporations…the recipients are geographically diverse and include organizations that serve urban or rural areas''; (2) in subsection (e), by adding at the end the following: ``(6…on an infill site, the Secretary of Agriculture shall not be required to carry out any study or report on the environmental effects of such assistance. (b) Report.--Not later than the


title x--home-ownership for main street america

sec 1001.  118118. RETRIEVED EVIDENCE:


title x--home-ownership for main street america

sec 1001.
GOVERNING EVIDENCE:
Bills 119th Congress] [From the U.S. Government Publishing…H.R. 6644 Enrolled Bill (ENR)] H.R.6644 One Hundred Nineteenth Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of…of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec
homes are for people, not corporations.  119119. RETRIEVED EVIDENCE:
homes are for people, not corporations.
GOVERNING EVIDENCE:
housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment…Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing…revitalization study. TITLE X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec. 1001. Homes are for people, not corporations. TITLE XI--CENTRAL BANK DIGITAL CURRENCY Sec. 1101. Central bank…section 8 of the United States Housing Act of 1937 (42 U.S.C. 1437f), any private person or entity, including a cooperative, an agency of the Federal Government, or a public…members of State zoning boards of appeals; (vii) academic researchers; and (viii) home builders. (3) Contents.--The guidelines and best practices required under paragraph…zone under section 1400Z-1 of the Internal Revenue Code of 1986. SEC. 202. WHOLE-HOME REPAIRS ACT. (a) Definitions.--In this section: (1) Affordable unit.--The term


title xi--central bank digital currency

sec 1101.  120120. RETRIEVED EVIDENCE:


title xi--central bank digital currency

sec 1101.
GOVERNING EVIDENCE:
X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec. 1001. Homes are for people, not corporations. TITLE XI--CENTRAL BANK DIGITAL CURRENCY Sec. 1101. Central bank digital currency. TITLE XII--MISCELLANEOUS Sec. 1201. Severability. Sec. 1202. No additional funds…date of enactment of this section, and every 2 years thereafter, the Comptroller of the Currency and the Board of Governors of the Federal Reserve System shall each submit to the…of investment made under-- (A) in the case of a report by the Comptroller of the Currency, section 5136 of the Revised Statutes of the United States (12 U.S.C. 24); or (B) in the
central bank digital currency.  121121. RETRIEVED EVIDENCE:
central bank digital currency.
GOVERNING EVIDENCE:
agency accountability. TITLE IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access…X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec. 1001. Homes are for people, not corporations. TITLE XI--CENTRAL BANK DIGITAL CURRENCY Sec. 1101. Central bank digital currency. TITLE XII--MISCELLANEOUS Sec. 1201. Severability. Sec. 1202. No additional funds…A) purpose; (B) type; (C) amount of assets of the association or State member bank that made the investment, using not fewer than 4 categories to describe the amount of assets of the associations and banks; and (D) State or other location; (2) identifies the dollar amounts of such…A) purpose; (B) type; (C) amount of assets of the association or State member bank that made the investment, using not fewer than 4 categories to describe the amount of assets of the associations and banks; and (D) State or other location; and (3) for each type of public welfare investment


title xii--miscellaneous

sec 1201.  122122. RETRIEVED EVIDENCE:


title xii--miscellaneous

sec 1201.
GOVERNING EVIDENCE:
America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of…of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan…Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec
severability.  123123. RETRIEVED EVIDENCE:
severability.
GOVERNING EVIDENCE:
Sec. 1101. Central bank digital currency. TITLE XII--MISCELLANEOUS Sec. 1201. Severability. Sec. 1202. No additional funds authorized. TITLE I--OPPORTUNITIES FOR HOUSING SEC. 101

Sec 1202.  124124. RETRIEVED EVIDENCE:

Sec 1202.
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.
no additional funds authorized.  125125. RETRIEVED EVIDENCE:
no additional funds authorized.
GOVERNING EVIDENCE:
and Prosperity Act. Sec. 204. Addition of affordable housing construction as an…bank digital currency. TITLE XII--MISCELLANEOUS Sec. 1201. Severability. Sec. 1202. No additional funds authorized. TITLE I--OPPORTUNITIES FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND…include organizations that serve urban or rural areas''; (2) in subsection (e), by adding at the end the following: ``(6) Reviews.--The Secretary-- ``(A) may conduct periodic…with housing counseling agencies and individual counselors.''; and (4) by adding at the end the following: ``(j) Offering Foreclosure Mitigation Counseling.-- ``(1…loan described in paragraph (1)(A) shall be paid for by the Mutual Mortgage Insurance Fund, as authorized under section 203(r)(4) of the National Housing Act (12 U.S.C. 1709(r)(4)…and (8) alternative methods of safety compliance, including options that utilize additional passive or active safety features. (c) Coordination With the International Code
126126. RETRIEVED EVIDENCE:
null
GOVERNING EVIDENCE:
Not available—RETRIEVED EVIDENCE could not be explicitly anchored [] to governing evidence.

EVIDENCE
  • 1.
    RETRIEVED EVIDENCE:
    SECTION 1.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [] to governing evidence.

  • 2.
    RETRIEVED EVIDENCE:
    short title;

    GOVERNING EVIDENCE:
    of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan…Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec

  • 3.
    RETRIEVED EVIDENCE:
    table of contents.

    GOVERNING EVIDENCE:
    of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and…and ``(4) removing blight.''. (b) Technical and Conforming Amendment.--The table of contents in section 1(b) of the Cranston-Gonzalez National Affordable Housing Act (Public Law

  • 4.
    RETRIEVED EVIDENCE:

    (a) short title.--this act may be cited as the ``21st century road
    to housing act''.
    (b) table of contents.--the table of contents for this act is as
    follows:

    GOVERNING EVIDENCE:
    Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…TITLE…Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec…homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military Service Question. Sec. 602. Housing…Veterans Act. Sec. 603. Veterans Affairs Loan Informed Disclosure (VALID) Act. TITLE VII--OVERSIGHT AND ACCOUNTABILITY Sec. 701. Requiring annual testimony and oversight

  • 5.
    RETRIEVED EVIDENCE:

    Sec 1.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 6.
    RETRIEVED EVIDENCE:
    short title;

    GOVERNING EVIDENCE:
    of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan…Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec

  • 7.
    RETRIEVED EVIDENCE:
    table of contents.

    GOVERNING EVIDENCE:
    of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and…and ``(4) removing blight.''. (b) Technical and Conforming Amendment.--The table of contents in section 1(b) of the Cranston-Gonzalez National Affordable Housing Act (Public Law

  • 8.
    RETRIEVED EVIDENCE:


    title i--opportunities for housing

    sec
    101.

    GOVERNING EVIDENCE:
    third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of…OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar

  • 9.
    RETRIEVED EVIDENCE:
    reforms to housing counseling and financial literacy programs.

    GOVERNING EVIDENCE:
    1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings. Sec. 103…V--PROGRAM REFORM Sec. 501. HOME…Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming…Sec. 1202. No additional funds authorized. TITLE I--OPPORTUNITIES FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY PROGRAMS. Section 106 of the Housing and Urban Development Act of 1968 (12 U.S.C…by organizations that focus on point-access block building design and building-code reform; (7) consulting with experts, including developers, architects, fire marshals…and modular housing; (viii) State model zoning regulations for directing local reforms, including mechanisms to encourage adoption; (ix) provisions to encourage

  • 10.
    RETRIEVED EVIDENCE:

    Sec 102.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 11.
    RETRIEVED EVIDENCE:
    federal guidelines for point-access block buildings.

    GOVERNING EVIDENCE:
    Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of…Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking…and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators…IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored regulatory updates for…the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting new bank formation. Sec. 909. Rural depositories

  • 12.
    RETRIEVED EVIDENCE:

    Sec 103.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 13.
    RETRIEVED EVIDENCE:
    exemption on construction or modification of residential
    housing located on an infill site.

    GOVERNING EVIDENCE:
    and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages…Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through…Building Act. Sec. 210. Revitalizing Empty Structures Into Desirable Environments (RESIDE) Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply…and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving

  • 14.
    RETRIEVED EVIDENCE:

    Sec 104.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 15.
    RETRIEVED EVIDENCE:
    database of publicly owned land.

    GOVERNING EVIDENCE:
    or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec…study. TITLE X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec…Relief and Emergency Assistance Act (42 U.S.C. 5136); and (iii) a greenfield. SEC. 104. DATABASE OF PUBLICLY OWNED LAND. (a) In General.--Section 104(b) of the Housing and Community Development Act of 1974 (42…inserting ``; and''; and (3) by adding at the end the following: ``(7) the grantee maintains, on a publicly accessible website, a searchable database that identifies all parcels of undeveloped land owned by the grantee.''. (b) Eligible Activity.--Section 105(a) of the Housing and Community…and''; and (3) by adding at the end the following: ``(27) the creation and maintenance of a database of land as required under section 104(b)(7).''. (c) Effective Date.--The amendment made by

  • 16.
    RETRIEVED EVIDENCE:

    Sec 105.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 17.
    RETRIEVED EVIDENCE:
    fha small-dollar mortgages.

    GOVERNING EVIDENCE:
    located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE…Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404…made by this subsection shall take effect on October 1, 2026. SEC. 105. FHA SMALL-DOLLAR MORTGAGES. (a) In General.--Not later than 1 year after the date of the enactment of this…to small-dollar mortgages for mortgagors, which may include-- (1) authorizing direct payments to mortgagees to incentivize the origination of small-dollar mortgages; (2) adjusting terms and costs imposed by the Federal Housing Administration with respect to small-dollar mortgages; (3) providing direct grants for mortgagors who obtain small- dollar mortgages to

  • 18.
    RETRIEVED EVIDENCE:

    Sec 106.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 19.
    RETRIEVED EVIDENCE:
    temperature sensor pilot program.

    GOVERNING EVIDENCE:
    financial literacy programs. Sec…104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing…Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec…905. Systemic risk authority transparency. Sec. 906. Advancing the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting…FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY PROGRAMS. Section 106 of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701x) is…section that-- ``(i) consist of a review of the organization's compliance with all program requirements; and ``(ii) may take into account the organization's aggregate counselor performance

  • 20.
    RETRIEVED EVIDENCE:

    Sec 107.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 21.
    RETRIEVED EVIDENCE:
    housing supply frameworks.

    GOVERNING EVIDENCE:
    third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of…title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209

  • 22.
    RETRIEVED EVIDENCE:


    title ii--building more in america

    sec 201.

    GOVERNING EVIDENCE:
    H.R. 6644 Enrolled Bill (ENR)] H.R.6644 One Hundred Nineteenth Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104

  • 23.
    RETRIEVED EVIDENCE:
    increasing housing in opportunity zones.

    GOVERNING EVIDENCE:
    third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of…title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209

  • 24.
    RETRIEVED EVIDENCE:

    Sec 202.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 25.
    RETRIEVED EVIDENCE:
    whole-home repairs act.

    GOVERNING EVIDENCE:
    MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of…zone under section 1400Z-1 of the Internal Revenue Code of 1986. SEC. 202. WHOLE-HOME REPAIRS ACT. (a) Definitions.--In this section: (1) Affordable unit.--The term ``affordable…Secretary. (2) Assisted unit.--The term ``assisted unit'' means a unit that undergoes repair or rehabilitation work through a whole-home repairs program administered by an implementing organization under this section. (3) Eligible home-owner.--The…repairs are to be conducted as their principal residence; (ii) an owner-occupant of the manufactured home on which repairs are to be conducted; (iii) an owner-occupant of the cooperative housing unit on which repairs are to be conducted; or (iv) an owner who can demonstrate an ownership interest in the property, or trust land leasehold, on which repairs are

  • 26.
    RETRIEVED EVIDENCE:

    Sec 203.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 27.
    RETRIEVED EVIDENCE:
    community investment and prosperity act.

    GOVERNING EVIDENCE:
    housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec…Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502…accountability. TITLE IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored…and best practices to support production of adequate housing to meet the needs of communities and provide housing opportunities for individuals at every income level across communities with respect to-- (A) State zoning frameworks; and (B) local zoning frameworks. (2…developers, cooperative housing developers, and other business interests; (iii) community engagement experts and community members impacted by zoning decisions; (iv) public housing agencies and transit

  • 28.
    RETRIEVED EVIDENCE:

    Sec 204.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 29.
    RETRIEVED EVIDENCE:
    addition of affordable housing construction as an eligible
    activity.

    GOVERNING EVIDENCE:
    block buildings. Sec. 103. Exemption on construction or…Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202…Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210…Empty Structures Into Desirable Environments (RESIDE) Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply

  • 30.
    RETRIEVED EVIDENCE:

    Sec 205.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 31.
    RETRIEVED EVIDENCE:
    better use of intergovernmental and local development (build)
    housing act.

    GOVERNING EVIDENCE:
    102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of…Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec…Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply…Act (12 U.S.C. 1709(r)(4)).''. SEC. 102. FEDERAL GUIDELINES FOR POINT-ACCESS BLOCK BUILDINGS. (a) In General.--Not later than 18 months after the date of enactment of this section, the

  • 32.
    RETRIEVED EVIDENCE:

    Sec 206.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 33.
    RETRIEVED EVIDENCE:
    unlocking housing supply through streamlined and modernized
    reviews act.

    GOVERNING EVIDENCE:
    Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar…Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec

  • 34.
    RETRIEVED EVIDENCE:

    Sec 207.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 35.
    RETRIEVED EVIDENCE:
    grants for planning and implementation associated with
    affordable housing.

    GOVERNING EVIDENCE:
    the supply of housing in America, and for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210

  • 36.
    RETRIEVED EVIDENCE:

    Sec 208.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 37.
    RETRIEVED EVIDENCE:
    innovation fund.

    GOVERNING EVIDENCE:
    Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210. Revitalizing Empty Structures…loan described in paragraph (1)(A) shall be paid for by the Mutual Mortgage Insurance Fund, as authorized under section 203(r)(4) of the National Housing Act (12 U.S.C. 1709(r…2) analyzes risks of the pilot program to the solvency of the Mutual Mortgage Insurance Fund; (3) includes data with respect to-- (A) the number of small-dollar mortgages…term ``qualified nonprofit'' means a nonprofit organization that-- (A) has received funding, as a recipient or subrecipient, through-- (i) the Community Development Block Grant…home repairs program for eligible home-owners and eligible landlords. (2) Use of funds.--An implementing organization that receives a grant from appropriated funds made available for this subsection-- (A) shall provide grants to eligible home-owners to implement

  • 38.
    RETRIEVED EVIDENCE:

    Sec 209.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 39.
    RETRIEVED EVIDENCE:
    accelerating home building act.

    GOVERNING EVIDENCE:
    associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210. Revitalizing Empty Structures Into Desirable Environments (RESIDE…published by the Bureau of Labor Statistics of the Department of Labor. SEC. 209. ACCELERATING HOME BUILDING ACT. (a) Definitions.--In this section: (1) Affordable housing.--The term

  • 40.
    RETRIEVED EVIDENCE:

    Sec 210.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 41.
    RETRIEVED EVIDENCE:
    revitalizing empty structures into desirable environments
    (reside) act.

    GOVERNING EVIDENCE:
    housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210. Revitalizing Empty Structures Into Desirable Environments (RESIDE) Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance…block building.--The term ``point-access block building'' means a Group R-2 occupancy residential structure, as such term is defined by the International Building Code, in which a single…than 6 stories in height. SEC. 103. EXEMPTION ON CONSTRUCTION OR MODIFICATION OF RESIDENTIAL HOUSING LOCATED ON AN INFILL SITE. (a) Exemption.--In providing assistance under…1471, 1472, 1474, 1485, 1490m, or 1490p-2) for the construction or modification of residential housing located on an infill site, the Secretary of Agriculture shall not be required to carry…$100,000 or less; and (2) is secured by a 1- to 4-unit property that is the principal residence of the mortgagor. SEC. 106. TEMPERATURE SENSOR PILOT PROGRAM. (a) In General.--The

  • 42.
    RETRIEVED EVIDENCE:

    Sec 211.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 43.
    RETRIEVED EVIDENCE:
    housing affordability act.

    GOVERNING EVIDENCE:
    Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of…Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210…Empty Structures Into Desirable Environments (RESIDE) Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act…Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships…and building egress performance; (2) construction costs and potential impacts on housing affordability, including the potential for increasing housing supply in high-cost jurisdictions; (3) flexibility…of this section affects the affordable housing sector in rural America; and

  • 44.
    RETRIEVED EVIDENCE:

    Sec 212.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 45.
    RETRIEVED EVIDENCE:
    rental assistance demonstration program.

    GOVERNING EVIDENCE:
    101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings…Environments (RESIDE) Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301…905. Systemic risk authority transparency. Sec. 906. Advancing the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting…FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY PROGRAMS. Section 106 of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701x) is…reviews; and ``(B) shall conduct performance reviews of all organizations receiving assistance under this section that-- ``(i) consist of a review of the organization's compliance with all program requirements; and ``(ii) may take into account the organization's aggregate counselor performance

  • 46.
    RETRIEVED EVIDENCE:

    Sec 213.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 47.
    RETRIEVED EVIDENCE:
    build now act.

    GOVERNING EVIDENCE:
    102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of…Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity…Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion…Act (12 U.S.C. 1709(r)(4)).''. SEC. 102. FEDERAL GUIDELINES FOR POINT-ACCESS BLOCK BUILDINGS. (a) In General.--Not later than 18 months after the date of enactment of this section, the

  • 48.
    RETRIEVED EVIDENCE:


    title iii--manufactured housing for america

    sec 301.

    GOVERNING EVIDENCE:
    U.S.…H.R. 6644 Enrolled Bill (ENR)] H.R.6644 One Hundred Nineteenth Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of…of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec

  • 49.
    RETRIEVED EVIDENCE:
    housing supply expansion act.

    GOVERNING EVIDENCE:
    third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of…title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209

  • 50.
    RETRIEVED EVIDENCE:

    Sec 302.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 51.
    RETRIEVED EVIDENCE:
    Modular Housing Production Act.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [housing production action modules ] to governing evidence.

  • 52.
    RETRIEVED EVIDENCE:

    Sec 303.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 53.
    RETRIEVED EVIDENCE:
    property improvement and manufactured housing loan
    modernization act.

    GOVERNING EVIDENCE:
    Sec. 101. Reforms to housing…Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military

  • 54.
    RETRIEVED EVIDENCE:

    Sec 304.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 55.
    RETRIEVED EVIDENCE:
    price act.

    GOVERNING EVIDENCE:
    Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for

  • 56.
    RETRIEVED EVIDENCE:


    title iv--accessing the american dream

    sec 401.

    GOVERNING EVIDENCE:
    America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of…of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…frameworks. TITLE II--BUILDING MORE…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402…Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec

  • 57.
    RETRIEVED EVIDENCE:
    creating incentives for small-dollar loan originators.

    GOVERNING EVIDENCE:
    102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202…Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec

  • 58.
    RETRIEVED EVIDENCE:

    Sec 402.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 59.
    RETRIEVED EVIDENCE:
    small-dollar mortgage points and fees.

    GOVERNING EVIDENCE:
    304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act…risk authority transparency. Sec. 906. Advancing the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting new…made by this subsection shall take effect on October 1, 2026. SEC. 105. FHA SMALL-DOLLAR MORTGAGES. (a) In General.--Not later than 1 year after the date of the enactment of…to small-dollar mortgages for mortgagors, which may include-- (1) authorizing direct payments to mortgagees to incentivize the origination of small-dollar mortgages; (2) adjusting terms and costs imposed by the Federal Housing Administration with respect to small-dollar mortgages; (3) providing direct grants for mortgagors who obtain small- dollar

  • 60.
    RETRIEVED EVIDENCE:

    Sec 403.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 61.
    RETRIEVED EVIDENCE:
    appraisal industry improvement act.

    GOVERNING EVIDENCE:
    FOR HOUSING Sec. 101. Reforms to housing counseling and…IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of…Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE…loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military

  • 62.
    RETRIEVED EVIDENCE:

    Sec 404.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 63.
    RETRIEVED EVIDENCE:
    helping more families save act.

    GOVERNING EVIDENCE:
    and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME…803. Improving self-sufficiency of families in HUD-subsidized housing…and housing cooperatives) designed principally for the occupancy of between 1 and 4 families that is-- ``(i) insured by the Federal Housing Administration under title II of the…ownership housing corporation designed principally for the occupancy of between 1 and 4 families that is-- ``(A) insured by the Federal Housing Administration under title II of the…in high-cost jurisdictions; (3) flexibility for diverse consumer needs, including family sizes, unit configurations, and accessibility; (4) examples of single-stair codes…housing for which the monthly payment is not more than 30 percent of the monthly income of the household. (2) Assistant secretary.--The term ``Assistant Secretary'' means the Assistant

  • 64.
    RETRIEVED EVIDENCE:

    Sec 405.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 65.
    RETRIEVED EVIDENCE:
    choice in affordable housing act.

    GOVERNING EVIDENCE:
    Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar…Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec

  • 66.
    RETRIEVED EVIDENCE:


    title v--program reform

    sec 501.

    GOVERNING EVIDENCE:
    b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for point-access block buildings. Sec. 103. Exemption on…land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec…Act. Sec. 211. Housing Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan

  • 67.
    RETRIEVED EVIDENCE:
    home investment partnerships reauthorization and reform act.

    GOVERNING EVIDENCE:
    table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102…More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming…revitalization study. TITLE X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec. 1001. Homes are for people, not corporations. TITLE XI--CENTRAL BANK DIGITAL CURRENCY Sec. 1101…Sec. 1202. No additional funds authorized. TITLE I--OPPORTUNITIES FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY PROGRAMS. Section 106 of the Housing and Urban…by organizations that focus on point-access block building design and building-code reform; (7) consulting with experts, including developers, architects, fire marshals

  • 68.
    RETRIEVED EVIDENCE:

    Sec 502.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 69.
    RETRIEVED EVIDENCE:
    rural housing service reform act.

    GOVERNING EVIDENCE:
    the supply of housing in America, and for…Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210

  • 70.
    RETRIEVED EVIDENCE:

    Sec 503.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 71.
    RETRIEVED EVIDENCE:
    incentivizing local solutions to homelessness.

    GOVERNING EVIDENCE:
    and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort…Urban Development shall issue guidelines to provide States, territories, Tribes, and localities with model code language, best practices, and technical guidance that could be used to…f) Rule of Construction.--Nothing in this section may be construed to preempt a State or local building code. (g) Definitions.--In this section: (1) Eligible entity.--The term…for mortgagors, which may include-- (1) authorizing direct payments to mortgagees to incentivize the origination of small-dollar mortgages; (2) adjusting terms and costs imposed by…3) Local zoning framework.--The term ``local zoning framework'' means the local zoning codes and other ordinances, procedures, and policies governing zoning and land-use at the local level. (4) Secretary.--The term ``Secretary'' means

  • 72.
    RETRIEVED EVIDENCE:

    Sec 504.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 73.
    RETRIEVED EVIDENCE:
    reforming disaster recovery act.

    GOVERNING EVIDENCE:
    Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military…the Federal Emergency Management Agency pursuant to section 206 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5136); and (iii) a greenfield. SEC. 104…and well-being of program beneficiaries caused or exacerbated by a federally declared disaster. (c) Implementation.--For purposes of implementing the streamlining of environmental…D) implement and administer regulatory requirements and processes with respect to reformed zoning codes; (E) increase the capacity to conduct housing inspections; (F) increase…and shortening processes, increasing code enforcement and permitting capacity, reforming zoning codes, or other initiatives that reduce barriers to increasing housing supply

  • 74.
    RETRIEVED EVIDENCE:

    Sec 505.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 75.
    RETRIEVED EVIDENCE:
    new moving to work cohort.

    GOVERNING EVIDENCE:
    Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military Service Question. Sec. 602

  • 76.
    RETRIEVED EVIDENCE:


    title vi--veterans and housing

    sec 601.

    GOVERNING EVIDENCE:
    America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing

  • 77.
    RETRIEVED EVIDENCE:
    military service question.

    GOVERNING EVIDENCE:
    Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military Service Question. Sec. 602. Housing Unhoused Disabled Veterans Act. Sec. 603. Veterans Affairs Loan…relevant international standards; (6) research and model language relating to…construction firm, qualified design firm, engineering firm, academic institution, research institution, or any partnership or consortium comprised of 2 or more such types of…end the following: ``(7) the grantee maintains, on a publicly accessible website, a searchable database that identifies all parcels of undeveloped land owned by the grantee.…term ``Assistant Secretary'' means the Assistant Secretary for Policy Development and Research of the Department of Housing and Urban Development. (3) Local zoning framework.--The…and businesses if more housing is not constructed; (viii) barriers to individuals seeking to access affordable housing in growing communities and communities with economic

  • 78.
    RETRIEVED EVIDENCE:

    Sec 602.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 79.
    RETRIEVED EVIDENCE:
    housing unhoused disabled veterans act.

    GOVERNING EVIDENCE:
    Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar…Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec

  • 80.
    RETRIEVED EVIDENCE:

    Sec 603.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 81.
    RETRIEVED EVIDENCE:
    veterans affairs loan informed disclosure (valid) act.

    GOVERNING EVIDENCE:
    Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403…Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military Service Question. Sec. 602. Housing Unhoused Disabled Veterans Act. Sec. 603. Veterans Affairs Loan Informed Disclosure (VALID) Act. TITLE VII--OVERSIGHT AND ACCOUNTABILITY Sec. 701. Requiring annual testimony…1715z-13a, 1715z-13b); ``(C) made, guaranteed, or insured by the Department of Veterans Affairs; or ``(D) made, guaranteed, or insured by the Department of Agriculture. ``(2…of each small-dollar mortgage identified under subparagraph (A); (C) demographic information about the mortgagors associated with each such small-dollar mortgages; and (D) the

  • 82.
    RETRIEVED EVIDENCE:


    title vii--oversight and accountability

    sec 701.

    GOVERNING EVIDENCE:
    of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan

  • 83.
    RETRIEVED EVIDENCE:
    requiring annual testimony and oversight from housing
    regulators.

    GOVERNING EVIDENCE:
    the supply of housing in America, and for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210

  • 84.
    RETRIEVED EVIDENCE:

    Sec 702.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 85.
    RETRIEVED EVIDENCE:
    fha reporting requirements on safety and soundness.

    GOVERNING EVIDENCE:
    Informed Disclosure (VALID) Act. TITLE VII--OVERSIGHT AND ACCOUNTABILITY Sec. 701. Requiring annual testimony and oversight from housing regulators. Sec. 702. FHA reporting requirements on safety and soundness. Sec. 703. United States Interagency Council on Homelessness oversight. Sec. 704…COORDINATION, STUDIES, AND REPORTING Sec. 801. HUD-USDA-VA…for housing counseling services in the service area, the Secretary may-- ``(A) require continued education coupled with successful completion of a probationary period; ``(B) require retesting if the counselor continues to demonstrate a lack of competence under…the organization or entity provides counseling, is not in compliance with program requirements-- ``(i) based on the performance review described in subsection (e)(6); and ``(ii…of the organization or entity and that caused the failure to comply with program requirements, such as a lack of lender or servicer coordination or communication with housing

  • 86.
    RETRIEVED EVIDENCE:

    Sec 703.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 87.
    RETRIEVED EVIDENCE:
    united states interagency council on homelessness oversight.

    GOVERNING EVIDENCE:
    Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6644 Enrolled Bill (ENR)] H.R.6644 One Hundred Nineteenth Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short…Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec…Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act

  • 88.
    RETRIEVED EVIDENCE:

    Sec 704.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 89.
    RETRIEVED EVIDENCE:
    appraisal modernization act.

    GOVERNING EVIDENCE:
    Supply Through Streamlined and Modernized Reviews Act. Sec. 207…Housing Production Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401…loan originators. Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405…Sec. 703. United States Interagency Council on Homelessness oversight. Sec. 704. Appraisal Modernization Act. TITLE VIII--ACCOUNTABILITY, COORDINATION, STUDIES, AND REPORTING Sec. 801…Tailored regulatory updates for supervisory testing. Sec. 904. Credit union board modernization. Sec. 905. Systemic risk authority transparency. Sec. 906. Advancing the…mortgages to cover costs associated with-- (A) down payments; (B) closing costs; (C) appraisals; and (D) title insurance; (4) conducting outreach to potential mortgagors about the availability

  • 90.
    RETRIEVED EVIDENCE:


    title viii--accountability, coordination, studies, and reporting

    sec 801.

    GOVERNING EVIDENCE:
    AND ACCOUNTABILITY Sec. 701. Requiring…on Homelessness oversight. Sec. 704. Appraisal Modernization Act. TITLE VIII--ACCOUNTABILITY, COORDINATION, STUDIES, AND REPORTING Sec. 801. HUD-USDA-VA Interagency Coordination Act. Sec. 802. Streamlining Rural Housing Act. Sec. 803. Improving self-sufficiency of families in HUD-subsidized housing. Sec. 804. GAO studies. Sec. 805. Improving public housing agency accountability. TITLE IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank…the failure to comply with program requirements, such as a lack of lender or servicer coordination or communication with housing counseling agencies and individual counselors.''; and…including options that utilize additional passive or active safety features. (c) Coordination With the International Code Council.--The Secretary of Housing and Urban Development shall coordinate with the International Code Council to encourage the International Code Council to

  • 91.
    RETRIEVED EVIDENCE:
    hud-usda-va interagency coordination act.

    GOVERNING EVIDENCE:
    Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6644 Enrolled Bill (ENR)] H.R.6644 One Hundred Nineteenth Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for

  • 92.
    RETRIEVED EVIDENCE:

    Sec 802.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 93.
    RETRIEVED EVIDENCE:
    streamlining rural housing act.

    GOVERNING EVIDENCE:
    Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…point-access block buildings. Sec. 103. Exemption on construction or modification of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar…Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec

  • 94.
    RETRIEVED EVIDENCE:

    Sec 803.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 95.
    RETRIEVED EVIDENCE:
    improving self-sufficiency of families in hud-subsidized
    housing.

    GOVERNING EVIDENCE:
    of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives…1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy programs. Sec. 102. Federal guidelines for…107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of affordable housing construction as an eligible activity. Sec. 205. Better Use of Intergovernmental and Local Development (BUILD) Housing Act. Sec. 206. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning and implementation associated with affordable housing. Sec. 208. Innovation Fund. Sec. 209. Accelerating Home Building Act. Sec. 210

  • 96.
    RETRIEVED EVIDENCE:

    Sec 804.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 97.
    RETRIEVED EVIDENCE:
    gao studies.

    GOVERNING EVIDENCE:
    Act. TITLE VIII--ACCOUNTABILITY, COORDINATION, STUDIES, AND REPORTING Sec. 801. HUD-USDA-VA…Sec. 803. Improving self-sufficiency of families in HUD-subsidized housing. Sec. 804. GAO studies. Sec. 805. Improving public housing agency accountability. TITLE IX--STRENGTHENING…after paragraph (2) the following: ``(3) Termination of assistance.-- ``(A) In general.--The Secretary may deny renewal of covered assistance to an organization or entity…block buildings into the International Building Code. (d) Grants.-- (1) In general.--The Secretary of Housing and Urban Development may establish a program to award…on an infill site, the Secretary of Agriculture shall not be required to carry out any study or report on the environmental effects of such assistance. (b) Report.--Not later than the…units remain in compliance with temperature requirements. (b) Eligibility.-- (1) In general.--The Secretary of Housing and Urban Development shall, not later than 180 days after

  • 98.
    RETRIEVED EVIDENCE:

    Sec 805.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 99.
    RETRIEVED EVIDENCE:
    improving public housing agency accountability.

    GOVERNING EVIDENCE:
    FOR HOUSING Sec. 101. Reforms to housing counseling and financial literacy…Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act. Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE…Sec. 402. Small-dollar mortgage points and fees. Sec. 403. Appraisal Industry Improvement Act. Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503. Incentivizing local solutions to homelessness. Sec. 504. Reforming Disaster Recovery Act. Sec. 505. New Moving to Work cohort. TITLE VI--VETERANS AND HOUSING Sec. 601. Military…Sec. 603. Veterans Affairs Loan Informed Disclosure (VALID) Act. TITLE VII--OVERSIGHT AND ACCOUNTABILITY Sec. 701. Requiring annual testimony and oversight from housing regulators. Sec

  • 100.
    RETRIEVED EVIDENCE:


    title ix--strengthening community banks' role in housing

    sec 901.

    GOVERNING EVIDENCE:
    zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment and Prosperity Act. Sec. 204. Addition of…GAO studies. Sec. 805. Improving public housing agency accountability. TITLE IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored…for people, not corporations. TITLE XI--CENTRAL BANK DIGITAL CURRENCY Sec. 1101. Central bank digital currency. TITLE XII--MISCELLANEOUS Sec. 1201. Severability. Sec. 1202. No…assisted under this section shall be treated as projects assisted under the Community Development Block Grant program under title I of the Housing and Community Development…and best practices to support production of adequate housing to meet the needs of communities and provide housing opportunities for individuals at every income level across communities with respect to-- (A) State zoning frameworks; and (B) local zoning frameworks. (2

  • 101.
    RETRIEVED EVIDENCE:
    community bank deposit access.

    GOVERNING EVIDENCE:
    for point-access block buildings…and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators…Sec. 805. Improving public housing agency accountability. TITLE IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored regulatory updates for…the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting new bank formation. Sec. 909. Rural depositories…Housing Act (12 U.S.C. 1709(r)(4)).''. SEC. 102. FEDERAL GUIDELINES FOR POINT-ACCESS BLOCK BUILDINGS. (a) In General.--Not later than 18 months after the date of enactment of…and technical guidance that could be used to facilitate the permitting of point-access block residential buildings. (b) Contents.--When developing the guidelines under

  • 102.
    RETRIEVED EVIDENCE:

    Sec 902.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 103.
    RETRIEVED EVIDENCE:
    keeping deposits local.

    GOVERNING EVIDENCE:
    Incentivizing local solutions to…IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored regulatory updates for supervisory testing. Sec. 904. Credit…Urban Development shall issue guidelines to provide States, territories, Tribes, and localities with model code language, best practices, and technical guidance that could be used to…f) Rule of Construction.--Nothing in this section may be construed to preempt a State or local building code. (g) Definitions.--In this section: (1) Eligible entity.--The term…that installs 1 or more approved temperature sensors under this section shall collect and retain information about temperature-related complaints and temperature-related violations. (2…of covered federally assisted rental dwelling units under this section shall be retained until the Secretary of Housing and Urban Development notifies the public housing agency or

  • 104.
    RETRIEVED EVIDENCE:

    Sec 903.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 105.
    RETRIEVED EVIDENCE:
    tailored regulatory updates for supervisory testing.

    GOVERNING EVIDENCE:
    Sec. 901. Community bank deposit access. Sec. 902. Keeping deposits local. Sec. 903. Tailored regulatory updates for supervisory testing. Sec. 904. Credit union board modernization. Sec. 905. Systemic risk authority…A) require continued education coupled with successful completion of a probationary period; ``(B) require retesting if the counselor continues to demonstrate a lack of competence under…on the performance review described in subsection (e)(6); and ``(ii) in accordance with regulations issued by the Secretary. ``(B) Notice.--The Secretary shall give an organization or entity…section 203(r)(4) of the National Housing Act (12 U.S.C. 1709(r)(4)).''. SEC. 102. FEDERAL GUIDELINES FOR POINT-ACCESS BLOCK BUILDINGS. (a) In General.--Not later than 18 months after the…enactment of this section, the Secretary of Housing and Urban Development shall issue guidelines to provide States, territories, Tribes, and localities with model code language, best

  • 106.
    RETRIEVED EVIDENCE:

    Sec 904.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 107.
    RETRIEVED EVIDENCE:
    credit union board modernization.

    GOVERNING EVIDENCE:
    Housing Supply Through Streamlined and Modernized Reviews Act. Sec. 207. Grants for planning…703. United States Interagency Council on Homelessness oversight. Sec. 704. Appraisal Modernization Act. TITLE VIII--ACCOUNTABILITY, COORDINATION, STUDIES, AND REPORTING Sec. 801…local. Sec. 903. Tailored regulatory updates for supervisory testing. Sec. 904. Credit union board modernization. Sec. 905. Systemic risk authority transparency. Sec. 906. Advancing the…housing agencies and transit authorities; (v) members of local zoning and planning boards and local and regional transportation planning organizations; (vi) State officials responsible for housing or land use, including members of State zoning boards of appeals; (vii) academic researchers; and (viii) home builders. (3…similar discretionary permit, or otherwise petitioning a local zoning or planning board for a project, including a State-defined amount of affordable housing to appeal a

  • 108.
    RETRIEVED EVIDENCE:

    Sec 905.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 109.
    RETRIEVED EVIDENCE:
    systemic risk authority transparency.

    GOVERNING EVIDENCE:
    for supervisory testing. Sec. 904. Credit union board modernization. Sec. 905. Systemic risk authority transparency. Sec. 906. Advancing the mentor-protege program for small financial institutions…ii) a site within a census tract designated as very high or relatively high risk for wildfire, coastal flooding, and riverine flooding under the National Risk Index of the Federal Emergency Management Agency pursuant to section 206 of the…by mortgagees as a result of support provided under subsection (a); (2) analyzes risks of the pilot program to the solvency of the Mutual Mortgage Insurance Fund; (3…date on which the pilot program is established under subsection (a). (d) Expiration of Authority.--After the expiration of the 3-year period beginning on the date of enactment of this…in an insular area of the United States, enabling local planning and zoning authorities and establishing and guiding related policies and programs. (b) Guidelines on State

  • 110.
    RETRIEVED EVIDENCE:

    Sec 906.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 111.
    RETRIEVED EVIDENCE:
    advancing the mentor-protege program for small financial
    institutions.

    GOVERNING EVIDENCE:
    board modernization. Sec. 905. Systemic risk authority transparency. Sec. 906. Advancing the mentor-protege program for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting new bank…TITLE I--OPPORTUNITIES FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY PROGRAMS. Section 106 of the Housing and Urban Development Act of 1968 (12…made by this subsection shall take effect on October 1, 2026. SEC. 105. FHA SMALL-DOLLAR MORTGAGES. (a) In General.--Not later than 1 year after the date of the…a pilot program to increase access to small-dollar mortgages for mortgagors, which may include-- (1) authorizing direct payments to mortgagees to incentivize the origination of small-dollar mortgages; (2) adjusting terms and costs imposed by the Federal Housing Administration with respect to small-dollar mortgages; (3) providing direct grants for mortgagors who obtain small- dollar mortgages to cover costs

  • 112.
    RETRIEVED EVIDENCE:

    Sec 907.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 113.
    RETRIEVED EVIDENCE:
    american access to banking.

    GOVERNING EVIDENCE:
    U.S.…of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short…Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec…Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec. 302. Modular Housing Production Act…and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan originators

  • 114.
    RETRIEVED EVIDENCE:

    Sec 908.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 115.
    RETRIEVED EVIDENCE:
    promoting new bank formation.

    GOVERNING EVIDENCE:
    for small financial institutions. Sec. 907. American access to banking. Sec. 908. Promoting new bank formation. Sec. 909. Rural depositories revitalization study. TITLE X--HOME-OWNERSHIP FOR MAIN STREET…of local environmental review policies; and (xviii) other land use measures that promote access to new housing opportunities identified by the Secretary; and (C) consider-- (i…A) purpose; (B) type; (C) amount of assets of the association or State member bank that made the investment, using not fewer than 4 categories to describe the amount of assets of the associations and banks; and (D) State or other location; (2) identifies the dollar amounts of such…by-- (A) purpose; (B) type; (C) amount of assets of the association or State member bank that made the investment, using not fewer than 4 categories to describe the amount of assets of the associations and banks; and (D) State or other location; and (3) for each type of public welfare

  • 116.
    RETRIEVED EVIDENCE:

    Sec 909.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 117.
    RETRIEVED EVIDENCE:
    rural depositories revitalization study.

    GOVERNING EVIDENCE:
    Reauthorization and Reform Act. Sec. 502. Rural Housing Service Reform Act. Sec. 503…REPORTING Sec. 801. HUD-USDA-VA Interagency Coordination Act. Sec. 802. Streamlining Rural Housing Act. Sec. 803. Improving self-sufficiency of families in HUD-subsidized housing. Sec. 804. GAO studies. Sec. 805. Improving public housing agency accountability. TITLE IX--STRENGTHENING…907. American access to banking. Sec. 908. Promoting new bank formation. Sec. 909. Rural depositories revitalization study. TITLE X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec. 1001. Homes are for people, not corporations…the recipients are geographically diverse and include organizations that serve urban or rural areas''; (2) in subsection (e), by adding at the end the following: ``(6…on an infill site, the Secretary of Agriculture shall not be required to carry out any study or report on the environmental effects of such assistance. (b) Report.--Not later than the

  • 118.
    RETRIEVED EVIDENCE:


    title x--home-ownership for main street america

    sec 1001.

    GOVERNING EVIDENCE:
    Bills 119th Congress] [From the U.S. Government Publishing…H.R. 6644 Enrolled Bill (ENR)] H.R.6644 One Hundred Nineteenth Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Saturday, the third day of January, two thousand and twenty-six An Act To increase the supply of housing in America, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of…of residential housing located on an infill site. Sec. 104. Database of publicly owned land. Sec. 105. FHA Small-Dollar Mortgages. Sec. 106. Temperature Sensor Pilot Program. Sec. 107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA Sec. 201. Increasing housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec

  • 119.
    RETRIEVED EVIDENCE:
    homes are for people, not corporations.

    GOVERNING EVIDENCE:
    housing in opportunity zones. Sec. 202. Whole-Home Repairs Act. Sec. 203. Community Investment…Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec. 502. Rural Housing…revitalization study. TITLE X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec. 1001. Homes are for people, not corporations. TITLE XI--CENTRAL BANK DIGITAL CURRENCY Sec. 1101. Central bank…section 8 of the United States Housing Act of 1937 (42 U.S.C. 1437f), any private person or entity, including a cooperative, an agency of the Federal Government, or a public…members of State zoning boards of appeals; (vii) academic researchers; and (viii) home builders. (3) Contents.--The guidelines and best practices required under paragraph…zone under section 1400Z-1 of the Internal Revenue Code of 1986. SEC. 202. WHOLE-HOME REPAIRS ACT. (a) Definitions.--In this section: (1) Affordable unit.--The term

  • 120.
    RETRIEVED EVIDENCE:


    title xi--central bank digital currency

    sec 1101.

    GOVERNING EVIDENCE:
    X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec. 1001. Homes are for people, not corporations. TITLE XI--CENTRAL BANK DIGITAL CURRENCY Sec. 1101. Central bank digital currency. TITLE XII--MISCELLANEOUS Sec. 1201. Severability. Sec. 1202. No additional funds…date of enactment of this section, and every 2 years thereafter, the Comptroller of the Currency and the Board of Governors of the Federal Reserve System shall each submit to the…of investment made under-- (A) in the case of a report by the Comptroller of the Currency, section 5136 of the Revised Statutes of the United States (12 U.S.C. 24); or (B) in the

  • 121.
    RETRIEVED EVIDENCE:
    central bank digital currency.

    GOVERNING EVIDENCE:
    agency accountability. TITLE IX--STRENGTHENING COMMUNITY BANKS' ROLE IN HOUSING Sec. 901. Community bank deposit access…X--HOME-OWNERSHIP FOR MAIN STREET AMERICA Sec. 1001. Homes are for people, not corporations. TITLE XI--CENTRAL BANK DIGITAL CURRENCY Sec. 1101. Central bank digital currency. TITLE XII--MISCELLANEOUS Sec. 1201. Severability. Sec. 1202. No additional funds…A) purpose; (B) type; (C) amount of assets of the association or State member bank that made the investment, using not fewer than 4 categories to describe the amount of assets of the associations and banks; and (D) State or other location; (2) identifies the dollar amounts of such…A) purpose; (B) type; (C) amount of assets of the association or State member bank that made the investment, using not fewer than 4 categories to describe the amount of assets of the associations and banks; and (D) State or other location; and (3) for each type of public welfare investment

  • 122.
    RETRIEVED EVIDENCE:


    title xii--miscellaneous

    sec 1201.

    GOVERNING EVIDENCE:
    America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``21st Century ROAD to Housing Act''. (b) Table of…of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--OPPORTUNITIES FOR HOUSING Sec. 101. Reforms to housing counseling and financial…107. Housing supply frameworks. TITLE II--BUILDING MORE IN AMERICA…Affordability Act. Sec. 212. Rental Assistance Demonstration Program. Sec. 213. Build Now Act. TITLE III--MANUFACTURED HOUSING FOR AMERICA Sec. 301. Housing Supply Expansion Act. Sec…Property Improvement and Manufactured Housing Loan Modernization Act. Sec. 304. PRICE Act. TITLE IV--ACCESSING THE AMERICAN DREAM Sec. 401. Creating incentives for small-dollar loan…Sec. 404. Helping More Families Save Act. Sec. 405. Choice in Affordable Housing Act. TITLE V--PROGRAM REFORM Sec. 501. HOME Investment Partnerships Reauthorization and Reform Act. Sec

  • 123.
    RETRIEVED EVIDENCE:
    severability.

    GOVERNING EVIDENCE:
    Sec. 1101. Central bank digital currency. TITLE XII--MISCELLANEOUS Sec. 1201. Severability. Sec. 1202. No additional funds authorized. TITLE I--OPPORTUNITIES FOR HOUSING SEC. 101

  • 124.
    RETRIEVED EVIDENCE:

    Sec 1202.

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [sec ] to governing evidence.

  • 125.
    RETRIEVED EVIDENCE:
    no additional funds authorized.

    GOVERNING EVIDENCE:
    and Prosperity Act. Sec. 204. Addition of affordable housing construction as an…bank digital currency. TITLE XII--MISCELLANEOUS Sec. 1201. Severability. Sec. 1202. No additional funds authorized. TITLE I--OPPORTUNITIES FOR HOUSING SEC. 101. REFORMS TO HOUSING COUNSELING AND…include organizations that serve urban or rural areas''; (2) in subsection (e), by adding at the end the following: ``(6) Reviews.--The Secretary-- ``(A) may conduct periodic…with housing counseling agencies and individual counselors.''; and (4) by adding at the end the following: ``(j) Offering Foreclosure Mitigation Counseling.-- ``(1…loan described in paragraph (1)(A) shall be paid for by the Mutual Mortgage Insurance Fund, as authorized under section 203(r)(4) of the National Housing Act (12 U.S.C. 1709(r)(4)…and (8) alternative methods of safety compliance, including options that utilize additional passive or active safety features. (c) Coordination With the International Code

  • 126.
    RETRIEVED EVIDENCE:
    null

    GOVERNING EVIDENCE:
    Not available—RETRIEVED EVIDENCE could not be explicitly anchored [] to governing evidence.

The model is optional. The evidence is not.

H.R. 6644 EAS points the reviewer to SEC. 205 — BUILD NOW ACT.

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Following the chain of governing authority.

What Governs This?

Kestri retrieves evidence from NIST SP 800-171r2 and follows its governing authority to NIST SP 800-171r3.

Kestri retrieves governing evidence from NIST SP 800-171r2
Kestri - Audit-Grade AI Inside the System of Record
👉 Tap / hover evidence numbers → inspect governing evidence..
📑 Embeddings are evidence pointers. Governing evidence is the audit artifact. Focus™ measures evidence coverage—not keyword coverage: 100% ℹ️Focus™ measures weighted assertion coverage—not keyword coverage.

Each sentence or chunk is treated as an assertion from the governing document.

Focus™ is calculated after retrieval. It measures how much weighted assertion evidence is supported by retrieved governing evidence.

A low Focus™ score means important assertions were not supported by retrieved evidence.

Supported Assertion Weight: .45
Total Assertion Weight: .45
Focus™: 100
nist is responsible for developing information security standards and guidelines, including minimum requirements for federal information systems  11. RETRIEVED EVIDENCE:
nist is responsible for developing information security standards and guidelines, including minimum requirements for federal information systems
GOVERNING EVIDENCE:
NIST Technical Series Publication Warning Notice The attached publication has been withdrawn (archived), and is provided solely for historical purposes. It may have been superseded by…Note NIST SP 800-171r2 is withdrawn and superseded in its entirety by NIST SP 800 171r3 Superseding Publication(s) (if applicable) The attached publication has been superseded by the following publication(s): Series/Number NIST SP 800-171r3 Title Protecting Controlled Unclassified Information in Nonfederal Systems and Organizations Author(s) Ron Ross; Victoria Pillitteri Publication Date(s) May 2024 URL/DOI https://doi.org/10.6028/NIST.SP.800-171r3 Additional Information (if applicable) Contact Computer Security Division (Information Technology Laboratory) Latest revision of the attached publication Related Information https://csrc.nist.gov/pubs/sp/800/171/r2/upd1/final Withdrawal Announcement Link NIST Special Publication 800-171 Revision 2 Protecting Controlled Unclassified Information in

EVIDENCE
  • 1.
    RETRIEVED EVIDENCE:
    nist is responsible for developing information security standards and guidelines, including minimum requirements for federal information systems

    GOVERNING EVIDENCE:
    NIST Technical Series Publication Warning Notice The attached publication has been withdrawn (archived), and is provided solely for historical purposes. It may have been superseded by…Note NIST SP 800-171r2 is withdrawn and superseded in its entirety by NIST SP 800 171r3 Superseding Publication(s) (if applicable) The attached publication has been superseded by the following publication(s): Series/Number NIST SP 800-171r3 Title Protecting Controlled Unclassified Information in Nonfederal Systems and Organizations Author(s) Ron Ross; Victoria Pillitteri Publication Date(s) May 2024 URL/DOI https://doi.org/10.6028/NIST.SP.800-171r3 Additional Information (if applicable) Contact Computer Security Division (Information Technology Laboratory) Latest revision of the attached publication Related Information https://csrc.nist.gov/pubs/sp/800/171/r2/upd1/final Withdrawal Announcement Link NIST Special Publication 800-171 Revision 2 Protecting Controlled Unclassified Information in

NIST.SP.800-171r2.pdf

Kestri follows governing authority to NIST SP 800-171r3
Kestri - Audit-Grade AI Inside the System of Record
👉 Tap / hover evidence numbers → inspect governing evidence..
📑 Embeddings are evidence pointers. Governing evidence is the audit artifact. Focus™ measures evidence coverage—not keyword coverage: 100% ℹ️Focus™ measures weighted assertion coverage—not keyword coverage.

Each sentence or chunk is treated as an assertion from the governing document.

Focus™ is calculated after retrieval. It measures how much weighted assertion evidence is supported by retrieved governing evidence.

A low Focus™ score means important assertions were not supported by retrieved evidence.

Supported Assertion Weight: 2.05
Total Assertion Weight: 2.05
Focus™: 100
nist technical series publication warning notice the attached publication has been withdrawn (archived), and is provided solely for historical purposes.  11. RETRIEVED EVIDENCE:
nist technical series publication warning notice the attached publication has been withdrawn (archived), and is provided solely for historical purposes.
GOVERNING EVIDENCE:
Controlled Unclassified Information in Nonfederal Systems Date updated: May 14, 2024 Withdrawn NIST Technical Series Publication Warning Notice The attached publication has been withdrawn (archived), and is provided solely for historical purposes. It may have been superseded by another publication (indicated below). Withdrawn Publication Series/Number NIST SP 800-171r2 Title Protecting Controlled Unclassified Information in Nonfederal Systems…2020 (includes updates as of January 28, 2021) Withdrawal Date May 14, 2024 Withdrawal Note NIST SP 800-171r2 is withdrawn and superseded in its entirety by NIST SP 800 171r3 Superseding Publication(s) (if applicable) The attached publication has been superseded by the following publication(s): Series/Number NIST SP 800-171r3 Title Protecting Controlled Unclassified Information in Nonfederal Systems…Publication Date(s) May 2024 URL/DOI https://doi.org/10.6028/NIST.SP.800-171r3 Additional Information (if applicable) Contact
it may have been superseded by...note nist sp 800-171r2 is withdrawn and superseded in its entirety by nist sp 800 171r3 superseding publication(s) (if applicable) the attached publication has been superseded by the following publication(s):  22. RETRIEVED EVIDENCE:
it may have been superseded by...note nist sp 800-171r2 is withdrawn and superseded in its entirety by nist sp 800 171r3 superseding publication(s) (if applicable) the attached publication has been superseded by the following publication(s):
GOVERNING EVIDENCE:
Controlled Unclassified Information in Nonfederal Systems Date updated: May 14, 2024 Withdrawn NIST Technical Series Publication Warning Notice The attached publication has been withdrawn (archived), and is provided solely for historical purposes. It may have been superseded by another publication (indicated below). Withdrawn Publication Series/Number NIST SP 800-171r2 Title Protecting Controlled Unclassified Information in Nonfederal Systems…Publication Date(s) February 2020 (includes updates as of January 28, 2021) Withdrawal Date May 14, 2024 Withdrawal Note NIST SP 800-171r2 is withdrawn and superseded in its entirety by NIST SP 800 171r3 Superseding Publication(s) (if applicable) The attached publication has been superseded by the following publication(s): Series/Number NIST SP 800-171r3 Title Protecting Controlled Unclassified Information in Nonfederal Systems…Publication Date(s) May 2024 URL/DOI https://doi.org/10.6028/NIST.SP.800-171r3 Additional Information (if
series/number nist sp 800-171r3 title protecting controlled unclassified information in nonfederal systems and organizations author(s) ron ross;  3Kestri follows governing authority to NIST SP 800-171r3
series/number nist sp 800-171r3 title protecting controlled unclassified information in nonfederal systems and organizations author(s) ron ross;
GOVERNING EVIDENCE:
Protecting Controlled Unclassified Information in Nonfederal Systems Date updated: May 14, 2024 Withdrawn NIST Technical Series Publication Warning Notice The attached publication has been withdrawn…by another publication (indicated below). Withdrawn Publication Series/Number NIST SP 800-171r2 Title Protecting Controlled Unclassified Information in Nonfederal Systems and Organizations Publication Date(s…as of January 28, 2021) Withdrawal Date May 14, 2024 Withdrawal Note NIST SP 800-171r2 is withdrawn and superseded in its entirety by NIST SP 800 171r3 Superseding Publication(s) (if applicable) The attached publication has been superseded by the following publication(s): Series/Number NIST SP 800-171r3 Title Protecting Controlled Unclassified Information in Nonfederal Systems and Organizations Author(s) Ron Ross; Victoria Pillitteri Publication Date(s) May 2024 URL/DOI https://doi.org/10.6028/NIST.SP.800-171r3 Additional Information (if applicable) Contact Computer
victoria pillitteri publication date(s) may 2024 url/doi https://doi.org/10.6028/nist.sp.800-171r3 additional information (if applicable) contact computer security division (information technology laboratory) latest revision of the attached publication related information https://csrc.nist.gov/pubs/sp/800/171/r2/upd1/final withdrawal announcement link nist special publication 800-171 revision 2 protecting controlled unclassified information in
44. RETRIEVED EVIDENCE:
victoria pillitteri publication date(s) may 2024 url/doi https://doi.org/10.6028/nist.sp.800-171r3 additional information (if applicable) contact computer security division (information technology laboratory) latest revision of the attached publication related information https://csrc.nist.gov/pubs/sp/800/171/r2/upd1/final withdrawal announcement link nist special publication 800-171 revision 2 protecting controlled unclassified information in

GOVERNING EVIDENCE:
by another publication (indicated below). Withdrawn Publication Series/Number NIST SP 800-171r2 Title Protecting Controlled Unclassified Information in Nonfederal Systems…2020 (includes updates as of January 28, 2021) Withdrawal Date May 14, 2024 Withdrawal Note NIST SP 800-171r2 is withdrawn and superseded in its entirety by NIST SP 800 171r3 Superseding Publication(s) (if applicable) The attached publication has been superseded by the following publication(s): Series/Number NIST SP 800-171r3 Title Protecting Controlled Unclassified Information in Nonfederal Systems…Publication Date(s) May 2024 URL/DOI https://doi.org/10.6028/NIST.SP.800-171r3 Additional Information (if applicable) Contact Computer Security Division (Information Technology Laboratory) Latest revision of the attached publication Related Information https://csrc.nist.gov/pubs/sp/800/171/r2/upd1/final Withdrawal Announcement Link NIST Special Publication 800-171 Revision 2 Protecting Controlled

EVIDENCE
  • 1.
    RETRIEVED EVIDENCE:
    nist technical series publication warning notice the attached publication has been withdrawn (archived), and is provided solely for historical purposes.

    GOVERNING EVIDENCE:
    Controlled Unclassified Information in Nonfederal Systems Date updated: May 14, 2024 Withdrawn NIST Technical Series Publication Warning Notice The attached publication has been withdrawn (archived), and is provided solely for historical purposes. It may have been superseded by another publication (indicated below). Withdrawn Publication Series/Number NIST SP 800-171r2 Title Protecting Controlled Unclassified Information in Nonfederal Systems…2020 (includes updates as of January 28, 2021) Withdrawal Date May 14, 2024 Withdrawal Note NIST SP 800-171r2 is withdrawn and superseded in its entirety by NIST SP 800 171r3 Superseding Publication(s) (if applicable) The attached publication has been superseded by the following publication(s): Series/Number NIST SP 800-171r3 Title Protecting Controlled Unclassified Information in Nonfederal Systems…Publication Date(s) May 2024 URL/DOI https://doi.org/10.6028/NIST.SP.800-171r3 Additional Information (if applicable) Contact

  • 2.
    RETRIEVED EVIDENCE:
    it may have been superseded by...note nist sp 800-171r2 is withdrawn and superseded in its entirety by nist sp 800 171r3 superseding publication(s) (if applicable) the attached publication has been superseded by the following publication(s):

    GOVERNING EVIDENCE:
    Controlled Unclassified Information in Nonfederal Systems Date updated: May 14, 2024 Withdrawn NIST Technical Series Publication Warning Notice The attached publication has been withdrawn (archived), and is provided solely for historical purposes. It may have been superseded by another publication (indicated below). Withdrawn Publication Series/Number NIST SP 800-171r2 Title Protecting Controlled Unclassified Information in Nonfederal Systems…Publication Date(s) February 2020 (includes updates as of January 28, 2021) Withdrawal Date May 14, 2024 Withdrawal Note NIST SP 800-171r2 is withdrawn and superseded in its entirety by NIST SP 800 171r3 Superseding Publication(s) (if applicable) The attached publication has been superseded by the following publication(s): Series/Number NIST SP 800-171r3 Title Protecting Controlled Unclassified Information in Nonfederal Systems…Publication Date(s) May 2024 URL/DOI https://doi.org/10.6028/NIST.SP.800-171r3 Additional Information (if

  • 3.
    RETRIEVED EVIDENCE:
    series/number nist sp 800-171r3 title protecting controlled unclassified information in nonfederal systems and organizations author(s) ron ross;

    GOVERNING EVIDENCE:
    Protecting Controlled Unclassified Information in Nonfederal Systems Date updated: May 14, 2024 Withdrawn NIST Technical Series Publication Warning Notice The attached publication has been withdrawn…by another publication (indicated below). Withdrawn Publication Series/Number NIST SP 800-171r2 Title Protecting Controlled Unclassified Information in Nonfederal Systems and Organizations Publication Date(s…as of January 28, 2021) Withdrawal Date May 14, 2024 Withdrawal Note NIST SP 800-171r2 is withdrawn and superseded in its entirety by NIST SP 800 171r3 Superseding Publication(s) (if applicable) The attached publication has been superseded by the following publication(s): Series/Number NIST SP 800-171r3 Title Protecting Controlled Unclassified Information in Nonfederal Systems and Organizations Author(s) Ron Ross; Victoria Pillitteri Publication Date(s) May 2024 URL/DOI https://doi.org/10.6028/NIST.SP.800-171r3 Additional Information (if applicable) Contact Computer

  • 4.
    RETRIEVED EVIDENCE:
    victoria pillitteri publication date(s) may 2024 url/doi https://doi.org/10.6028/nist.sp.800-171r3 additional information (if applicable) contact computer security division (information technology laboratory) latest revision of the attached publication related information https://csrc.nist.gov/pubs/sp/800/171/r2/upd1/final withdrawal announcement link nist special publication 800-171 revision 2 protecting controlled unclassified information in

    GOVERNING EVIDENCE:
    by another publication (indicated below). Withdrawn Publication Series/Number NIST SP 800-171r2 Title Protecting Controlled Unclassified Information in Nonfederal Systems…2020 (includes updates as of January 28, 2021) Withdrawal Date May 14, 2024 Withdrawal Note NIST SP 800-171r2 is withdrawn and superseded in its entirety by NIST SP 800 171r3 Superseding Publication(s) (if applicable) The attached publication has been superseded by the following publication(s): Series/Number NIST SP 800-171r3 Title Protecting Controlled Unclassified Information in Nonfederal Systems…Publication Date(s) May 2024 URL/DOI https://doi.org/10.6028/NIST.SP.800-171r3 Additional Information (if applicable) Contact Computer Security Division (Information Technology Laboratory) Latest revision of the attached publication Related Information https://csrc.nist.gov/pubs/sp/800/171/r2/upd1/final Withdrawal Announcement Link NIST Special Publication 800-171 Revision 2 Protecting Controlled

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Colors = INDEXED TERMS locate what governs • RECOVERED TERMS preserve the original wording • SEMANTIC CONCEPTS expand what matters ℹ️INDEXED TERMS locate governing evidence using explicit indexed language.

RECOVERED TERMS preserve the original words recovered from the governing sentence.

SEMANTIC CONCEPTS expand retrieval beyond the original wording through linguistic and conceptual relationships.

Together they retrieve governing evidence from enterprise repositories, SharePoint, Google Drive, document stores, databases, and the web.

Focus is calculated after retrieval. It measures evidence coverage of the governing document—not search performance.
FOR IMMEDIATE RELEASE
ODNI News Release No. 11-26
June 18, 2026

Fauci Funded Wuhan Lab Research That Sparked COVID.
1INDEXED TERMSGoverning evidence
immediate release odni news 11-26 june 18 2026 fauci funded wuhan lab research sparked covid
  1RECOVERED TERMSOriginal wording
release wuhan funded immediate odni fauci lab covid news research sparked
  1SEMANTIC CONCEPTSConcept expansion • 13
releases wuhan funds immediacy odni fauci lab covid news research sparks
 
New Evidence Fauci Manipulated Intelligence and Lied to Congress.
2INDEXED TERMSGoverning evidence
new evidence fauci manipulated intelligence lied congress
  2RECOVERED TERMSOriginal wording
evidence manipulated new intelligence fauci congress
  2SEMANTIC CONCEPTSConcept expansion • 6
evidence manipulation newness intelligence fauci congress
 

WASHINGTON D.C. - Before the COVID-19 pandemic, Anthony Fauci, as head of the National Institute of Allergy and Infectious Diseases (NIAID), provided millions in US taxpayer dollars to fund dangerous gain-of-function research on bat coronaviruses at the Wuhan Institute of Virology (WIV)-work which is now widely viewed as the source of the unintentional lab leak that sparked the pandemic.4INDEXED TERMSGoverning evidence
- before covid-19 pandemic anthony fauci head national institute allergy infectious diseases niaid provided millions us taxpayer dollars fund dangerous gain-of-function research bat coronaviruses wuhan virology wiv -work now widely viewed source unintentional lab leak sparked covid
  4RECOVERED TERMSOriginal wording
pandemic institute fund provided taxpayer dangerous gain wuhan widely unintentional dollars coronaviruses virology covid fauci niaid wiv lab millions function research head bat now viewed leak sparked source
  4SEMANTIC CONCEPTSConcept expansion • 29
national institute of allergy and infectious diseases funds provision taxpayers danger gains wuhan width mistakes pandemic dollars coronaviruses virology covid fauci niaid institutes wiv lab millions functions research heads batting presents views leaks sparks source
 

Today, Director of National Intelligence Tulsi Gabbard is releasing never-before-seen communications and documents exposing how Fauci worked with politicized career leadership in the Intelligence Community (IC) to suppress the truth about his actions, the virus' lab-leak origins, and his role in directing U.S. funding for this dangerous research that caused immeasurable harm and countless lost lives.
5INDEXED TERMSGoverning evidence
today director national intelligence tulsi gabbard releasing never-before-seen communications documents exposing how fauci worked politicized career leadership community ic suppress truth actions virus' lab-leak origins role directing u.s funding dangerous research caused immeasurable harm countless lost lives
  5RECOVERED TERMSOriginal wording
funding lost intelligence dangerous director releasing caused politicized directing communications suppress national u.s. truth virus origins tulsi gabbard fauci lab immeasurable community research actions harm lives career countless documents exposing leak role leadership
  5SEMANTIC CONCEPTSConcept expansion • 34
funds losing intelligence danger directors releases causation politics direction communications suppression nations united states truth viruses origins tulsi gabbard fauci ic - integrated circuit lab immeasurability communities research action harm life careers countlessness documents exposure leaks roles leadership
  These documents expose Fauci's direct role in influencing and manipulating IC assessments on COVID-19, and how Fauci lied to Congress in 2024, when under oath he denied knowledge of or participation in discussions with intelligence officials about viral research.6INDEXED TERMSGoverning evidence
these documents expose fauci's direct role influencing manipulating ic assessments covid-19 how fauci lied congress 2024 under oath denied knowledge participation discussions intelligence officials viral research
  6RECOVERED TERMSOriginal wording
direct fauci manipulating denied viral officials under oath knowledge intelligence covid congress influencing assessments documents participation discussions research expose role
  6SEMANTIC CONCEPTSConcept expansion • 21
direction fauci manipulation denial viruses officials under oath knowledge intelligence ic - integrated circuit covid congress influence assessment documents participation discussion research exposure roles
 

"The COVID-19 pandemic caused tremendous hardship and pain for millions of our fellow Americans and for countless people around the world.
7INDEXED TERMSGoverning evidence
covid-19 pandemic caused tremendous hardship pain millions our fellow americans countless people around world covid
  7RECOVERED TERMSOriginal wording
caused americans pain covid pandemic hardship millions tremendous fellow countless people world
  7SEMANTIC CONCEPTSConcept expansion • 12
causation united states pain covid pandemic hardship millions tremendousness fellows countlessness people world
  After years of lies, censorship, and cover ups, the American people deserve transparency, truth, and accountability," DNI Gabbard said.8INDEXED TERMSGoverning evidence
years lies censorship cover ups american people deserve transparency truth accountability dni gabbard said
  8RECOVERED TERMSOriginal wording
censorship deserve american truth accountability dni gabbard lies transparency years people
  8SEMANTIC CONCEPTSConcept expansion • 11
censorship deservingness united states truth accountability dni gabbard lies transparency years people
  "The tactics used to hide the truth are straight from the deep state playbook:9INDEXED TERMSGoverning evidence
tactics used hide truth straight deep state playbook
  9RECOVERED TERMSOriginal wording
hide tactics truth straight deep playbook
  9SEMANTIC CONCEPTSConcept expansion • 6
hiding tactics truth straightness depth playbooks
  politicized self-serving leaders like Dr. Fauci covered up their own wrongdoing and abuses of power, manipulated intelligence, lied to Congress, and undermined a duly elected President by restricting his access to vital facts needed to keep the country safe.10INDEXED TERMSGoverning evidence
politicized self-serving leaders like dr fauci covered own wrongdoing abuses power manipulated intelligence lied congress undermined duly elected president restricting access vital facts needed keep country safe
  10RECOVERED TERMSOriginal wording
leaders abuses manipulated elected restricting vital safe intelligence president fauci congress undermined politicized covered wrongdoing self-serving power access country
  10SEMANTIC CONCEPTSConcept expansion • 19
leaders abuse manipulation elections restriction vitals safety intelligence presidents fauci congress undermining politics coverage wrongdoings self-serving power access countries
  It's time the American people learn the real story.11INDEXED TERMSGoverning evidence
it's time american people learn real story
  11RECOVERED TERMSOriginal wording
learn american real time people story
  11SEMANTIC CONCEPTSConcept expansion • 6
learning united states reality time people stories
  "

The materials released today are a result of DNI Gabbard's yearlong declassification review in support of President Trump's maximum transparency mandate.
12INDEXED TERMSGoverning evidence
materials released today result dni gabbard's yearlong declassification review support president trump's maximum transparency mandate
  12RECOVERED TERMSOriginal wording
released review mandate support president dni gabbard result maximum transparency materials declassification trump
  12SEMANTIC CONCEPTSConcept expansion • 14
releases reviews mandates support presidents dni gabbard result maxima transparency materials declassification trumps
  During this process, ODNI officials gathered testimony from multiple IC whistleblowers who reported retaliation for challenging the IC's manipulation of intelligence on the virus' origins.13INDEXED TERMSGoverning evidence
during process odni officials gathered testimony multiple ic whistleblowers reported retaliation challenging ic's manipulation intelligence virus' origins
  13RECOVERED TERMSOriginal wording
gathered officials challenging whistleblowers retaliation intelligence virus origins odni testimony manipulation process multiple reported
  13SEMANTIC CONCEPTSConcept expansion • 15
ic - integrated circuit collection officials challenges whistleblowers retaliation intelligence viruses origins odni testimony manipulation processes multiplicity reports
  This unveiled a clear pattern of suppressing dissent, silencing critics, and burying evidence that undermined IC integrity and disserved the American people.14INDEXED TERMSGoverning evidence
unveiled clear pattern suppressing dissent silencing critics burying evidence undermined ic integrity disserved american people
  14RECOVERED TERMSOriginal wording
suppressing silencing burying dissent critics evidence american integrity undermined unveiled pattern disserved people
  14SEMANTIC CONCEPTSConcept expansion • 14
suppression silence burial dissent critics evidence united states integrity undermining ic - integrated circuit unveiling patterns service people
 

Fauci's close IC relationships enabled him to assume three key roles during the pandemic that shielded him from scrutiny as he wielded outsized influence.
15INDEXED TERMSGoverning evidence
fauci's close ic relationships enabled him assume three key roles during pandemic shielded scrutiny wielded outsized influence fauci
  15RECOVERED TERMSOriginal wording
enabled relationships assume shielded wielded outsized fauci pandemic scrutiny influence close key roles
  15SEMANTIC CONCEPTSConcept expansion • 14
enabling relationships assumptions shields wieldiness outsizes ic - integrated circuit fauci pandemic scrutiny influence close keys roles
 

Fauci funded risky coronavirus research linked to big pharma and the pursuit of "universal vaccines" worth trillions of dollars.
16INDEXED TERMSGoverning evidence
fauci funded risky coronavirus research linked big pharma pursuit universal vaccines worth trillions dollars
  16RECOVERED TERMSOriginal wording
funded risky coronavirus linked universal vaccines dollars fauci pharma research trillions pursuit
  16SEMANTIC CONCEPTSConcept expansion • 12
funds risk coronaviruses links universality vaccines dollars fauci pharma research trillions pursuit
 
Fauci was the behind-the-scenes advisor who, with his hand-picked experts, pushed the IC to endorse a natural, animal origin to hide his dangerous research.
17INDEXED TERMSGoverning evidence
fauci behind-the-scenes advisor hand-picked experts pushed ic endorse natural animal origin hide dangerous research
  17RECOVERED TERMSOriginal wording
advisor pushed animal hide dangerous fauci hand-picked behind-the-scenes experts research origin endorse
  17SEMANTIC CONCEPTSConcept expansion • 13
advisers pushes animals hiding danger ic - integrated circuit fauci hand-picks secrecy expertise research origins endorsements
 
Fauci became the nation's pandemic "pundit" and publicly pushed lies, disinformation, and censorship.
18INDEXED TERMSGoverning evidence
fauci became nation's pandemic pundit publicly pushed lies disinformation censorship
  18RECOVERED TERMSOriginal wording
pundit publicly pushed censorship disinformation fauci nation pandemic lies
  18SEMANTIC CONCEPTSConcept expansion • 9
pandits publicity pushes censorship disinformation fauci nations pandemic lies
 
Fauci's Relationship With The Intelligence Community Drove Intelligence & Public Narratives

Throughout the pandemic, Fauci and politicized leaders within the IC created a self-serving circular reporting loop.
19INDEXED TERMSGoverning evidence
fauci's relationship intelligence community drove & public narratives throughout pandemic fauci politicized leaders within ic created self-serving circular reporting loop
  19RECOVERED TERMSOriginal wording
intelligence fauci politicized circular created loop leaders public community pandemic relationship narratives self-serving reporting
  19SEMANTIC CONCEPTSConcept expansion • 15
intelligence fauci politics circulars creation loops leaders publicity ic - integrated circuit communities pandemic relationships narratives self-serving reports
  He provided hand-picked NIAID-funded scientists to advise the IC.20INDEXED TERMSGoverning evidence
provided hand-picked niaid-funded scientists advise ic
  20RECOVERED TERMSOriginal wording
provided funded scientists advise hand-picked niaid
  20SEMANTIC CONCEPTSConcept expansion • 7
provision funds scientists advice hand-picks ic - integrated circuit niaid
  This input shaped official intelligence assessments, which were then publicly cited as scientific consensus to refute the lab-leak theory.21INDEXED TERMSGoverning evidence
input shaped official intelligence assessments then publicly cited scientific consensus refute lab-leak theory
  21RECOVERED TERMSOriginal wording
official scientific intelligence publicly refute lab assessments consensus shaped theory input cited leak
  21SEMANTIC CONCEPTSConcept expansion • 13
officials science intelligence publicity refutation lab assessment consensus shapes theories inputted citation leaks
 

According to hundreds of reviewed emails, the IC almost always incorporated his recommendations.
22INDEXED TERMSGoverning evidence
according hundreds reviewed emails ic almost always incorporated recommendations
  22RECOVERED TERMSOriginal wording
reviewed emails recommendations
  22SEMANTIC CONCEPTSConcept expansion • 4
reviews electronic mail ic - integrated circuit recommendations
  Fauci promoted a fraudulent paper, whose publication he helped prompt, as legitimate information for Intelligence Community consideration.23INDEXED TERMSGoverning evidence
fauci promoted fraudulent paper whose publication helped prompt legitimate information intelligence community consideration
  23RECOVERED TERMSOriginal wording
fraudulent promoted legitimate helped information consideration fauci intelligence community publication paper prompt
  23SEMANTIC CONCEPTSConcept expansion • 12
fraudulence promotions legitimacy help information consideration fauci intelligence communities publications paper promptness
  Senior analysts praised Fauci not as a "policymaker," but as an unbiased guide to "the real coronavirus experts"-while ignoring experts who might dissent from Fauci's narratives.24INDEXED TERMSGoverning evidence
senior analysts praised fauci policymaker unbiased guide real coronavirus experts -while ignoring might dissent fauci's narratives
  24RECOVERED TERMSOriginal wording
praised fauci analysts guide real policymaker coronavirus ignoring experts dissent narratives unbiased senior
  24SEMANTIC CONCEPTSConcept expansion • 13
praise fauci analysts guides reality policy makers coronaviruses ignoring expertise dissent narratives unbiasedness seniority
 

Fauci Lied to Congress

The correspondence released today directly contradicts Fauci's 2024 testimony to the House Select Subcommittee on the Coronavirus Pandemic.
25INDEXED TERMSGoverning evidence
fauci lied congress correspondence released today directly contradicts fauci's 2024 testimony house select subcommittee coronavirus pandemic
  25RECOVERED TERMSOriginal wording
released directly fauci correspondence contradicts congress house select coronavirus testimony pandemic subcommittee
  25SEMANTIC CONCEPTSConcept expansion • 13
releases directness fauci correspondence contradiction congress houses selection coronaviruses testimony pandemic subcommittees
  In that hearing, while under oath, Fauci was repeatedly asked whether he spoke to "FBI, CIA, DIA or any U.S. intelligence agency concerning viral research" before, during, or after the pandemic.26INDEXED TERMSGoverning evidence
hearing while under oath fauci repeatedly asked whether spoke fbi cia dia u.s intelligence agency concerning viral research before during pandemic
  26RECOVERED TERMSOriginal wording
viral hearing under oath cia intelligence agency repeatedly spoke fbi dia u.s. fauci research pandemic
  26SEMANTIC CONCEPTSConcept expansion • 14
viruses hearing under oath cia - central intelligence agency intelligence repetition speech fbi - federal bureau of investigation dia - defense intelligence agency united states fauci research pandemic agencies
  Fauci repeatedly dodged the questions, before falsely stating, "not to my knowledge about COVID.27INDEXED TERMSGoverning evidence
fauci repeatedly dodged questions before falsely stating my knowledge covid
  27RECOVERED TERMSOriginal wording
repeatedly falsely knowledge dodged fauci covid
  27SEMANTIC CONCEPTSConcept expansion • 6
repetition falseness knowledge dodgery fauci covid
  "

Retaliation Against Truth-Seekers

Testimony from multiple whistleblowers reveals intelligence analysts who challenged Fauci's COVID-origin conclusions faced threat of retaliation, were marginalized, and often suffered career setbacks.
28INDEXED TERMSGoverning evidence
retaliation against truth-seekers testimony multiple whistleblowers reveals intelligence analysts challenged fauci's covid-origin conclusions faced threat marginalized often suffered career setbacks
  28RECOVERED TERMSOriginal wording
retaliation truth reveals suffered challenged whistleblowers intelligence analysts conclusions setbacks seekers fauci covid marginalized threat career origin testimony multiple faced
  28SEMANTIC CONCEPTSConcept expansion • 20
retaliation truth revealment suffering challenges whistleblowers intelligence analysts conclusion setbacks seekers fauci covid marginalized threats careers origins testimony multiplicity facing
  This silenced dissent and fostered a culture where truth was sacrificed to conformity and credible evidence was buried.29INDEXED TERMSGoverning evidence
silenced dissent fostered culture where truth sacrificed conformity credible evidence buried
  29RECOVERED TERMSOriginal wording
silenced fostered dissent sacrificed credible buried truth conformity evidence culture
  29SEMANTIC CONCEPTSConcept expansion • 10
silence fostering dissent sacrifice integrity burial truth conformity evidence culture
 

The following are examples from whistleblower accounts that Director Gabbard has referred to the Intelligence Community's Inspector General.
30INDEXED TERMSGoverning evidence
following examples whistleblower accounts director gabbard referred intelligence community's inspector general
  30RECOVERED TERMSOriginal wording
following examples accounts director gabbard intelligence whistleblower community inspector general referred
  30SEMANTIC CONCEPTSConcept expansion • 10
succession examples accountability directors gabbard intelligence whistleblowers communities inspector general references
 

A contractor was terminated just days after coming forward to ODNI as a whistleblower.
31INDEXED TERMSGoverning evidence
contractor terminated just days coming forward odni whistleblower
  31RECOVERED TERMSOriginal wording
terminated contractor odni whistleblower days forward
  31SEMANTIC CONCEPTSConcept expansion • 6
termination contractors odni whistleblowers days forward
 
Managers reminded analysts who advocated for the lab-leak hypothesis that leadership would determine which analysts would be promoted.
32INDEXED TERMSGoverning evidence
managers reminded analysts advocated lab-leak hypothesis leadership determine promoted
  32RECOVERED TERMSOriginal wording
analysts reminded advocated determine promoted managers lab leadership leak hypothesis
  32SEMANTIC CONCEPTSConcept expansion • 10
analysts reminders advocacy determination promotions managers lab leadership leaks hypothesis
  The message was clear: disagreement with the manipulated finding would derail careers.34INDEXED TERMSGoverning evidence
disagreement manipulated finding derail careers
  34RECOVERED TERMSOriginal wording
manipulated derail careers disagreement
  34SEMANTIC CONCEPTSConcept expansion • 4
manipulation derailment careers disagreement
 
Senior leaders allegedly set up roadblocks for whistleblowers, removing anonymity from the complaint process by insisting managers or attorneys be present at ODNI meetings, creating an atmosphere of intimidation.
35INDEXED TERMSGoverning evidence
senior leaders allegedly set roadblocks whistleblowers removing anonymity complaint process insisting managers attorneys present odni meetings creating atmosphere intimidation
  35RECOVERED TERMSOriginal wording
allegedly leaders roadblocks removing insisting creating attorneys whistleblowers anonymity managers intimidation odni complaint meetings senior process present atmosphere
  35SEMANTIC CONCEPTSConcept expansion • 18
allegation leaders roadblocks removal insistence creation attorneys-at-law whistleblowers anonymity managers intimidation odni complaints meetings seniority processes present atmospheres
 

###

KestriMD: Better patient understanding. The clinical note remains the authority.
Source record — fewer, stronger concept-bearing sentences
Kestri - Audit-Grade AI Inside the System of Record
Colors = INDEXED TERMS locate what governs • RECOVERED TERMS preserve the original wording • SEMANTIC CONCEPTS expand what matters ℹ️INDEXED TERMS locate governing evidence using explicit indexed language.

RECOVERED TERMS preserve the original words recovered from the governing sentence.

SEMANTIC CONCEPTS expand retrieval beyond the original wording through linguistic and conceptual relationships.

Together they retrieve governing evidence from enterprise repositories, SharePoint, Google Drive, document stores, databases, and the web.

Focus is calculated after retrieval. It measures evidence coverage of the governing document—not search performance.
FOR IMMEDIATE RELEASE
ODNI News Release No. 11-26
June 18, 2026

Fauci Funded Wuhan Lab Research That Sparked COVID.
New Evidence Fauci Manipulated Intelligence and Lied to Congress.

WASHINGTON D.C. - Before the COVID-19 pandemic, Anthony Fauci, as head of the National Institute of Allergy and Infectious Diseases (NIAID), provided millions in US taxpayer dollars to fund dangerous gain-of-function research on bat coronaviruses at the Wuhan Institute of Virology (WIV)-work which is now widely viewed as the source of the unintentional lab leak that sparked the pandemic.4INDEXED TERMSGoverning evidence
- before covid-19 pandemic anthony fauci head national institute allergy infectious diseases niaid provided millions us taxpayer dollars fund dangerous gain-of-function research bat coronaviruses wuhan virology wiv -work now widely viewed source unintentional lab leak sparked covid
  4RECOVERED TERMSOriginal wording
pandemic institute fund provided taxpayer dangerous gain wuhan widely unintentional dollars coronaviruses virology covid fauci niaid wiv lab millions function research head bat now viewed leak sparked source
  4SEMANTIC CONCEPTSConcept expansion • 29
national institute of allergy and infectious diseases funds provision taxpayers danger gains wuhan width mistakes pandemic dollars coronaviruses virology covid fauci niaid institutes wiv lab millions functions research heads batting presents views leaks sparks source
 

Today, Director of National Intelligence Tulsi Gabbard is releasing never-before-seen communications and documents exposing how Fauci worked with politicized career leadership in the Intelligence Community (IC) to suppress the truth about his actions, the virus' lab-leak origins, and his role in directing U.S. funding for this dangerous research that caused immeasurable harm and countless lost lives.
5INDEXED TERMSGoverning evidence
today director national intelligence tulsi gabbard releasing never-before-seen communications documents exposing how fauci worked politicized career leadership community ic suppress truth actions virus' lab-leak origins role directing u.s funding dangerous research caused immeasurable harm countless lost lives
  5RECOVERED TERMSOriginal wording
funding lost intelligence dangerous director releasing caused politicized directing communications suppress national u.s. truth virus origins tulsi gabbard fauci lab immeasurable community research actions harm lives career countless documents exposing leak role leadership
  5SEMANTIC CONCEPTSConcept expansion • 34
funds losing intelligence danger directors releases causation politics direction communications suppression nations united states truth viruses origins tulsi gabbard fauci ic - integrated circuit lab immeasurability communities research action harm life careers countlessness documents exposure leaks roles leadership
  These documents expose Fauci's direct role in influencing and manipulating IC assessments on COVID-19, and how Fauci lied to Congress in 2024, when under oath he denied knowledge of or participation in discussions with intelligence officials about viral research.6INDEXED TERMSGoverning evidence
these documents expose fauci's direct role influencing manipulating ic assessments covid-19 how fauci lied congress 2024 under oath denied knowledge participation discussions intelligence officials viral research
  6RECOVERED TERMSOriginal wording
direct fauci manipulating denied viral officials under oath knowledge intelligence covid congress influencing assessments documents participation discussions research expose role
  6SEMANTIC CONCEPTSConcept expansion • 21
direction fauci manipulation denial viruses officials under oath knowledge intelligence ic - integrated circuit covid congress influence assessment documents participation discussion research exposure roles
 

"The COVID-19 pandemic caused tremendous hardship and pain for millions of our fellow Americans and for countless people around the world. After years of lies, censorship, and cover ups, the American people deserve transparency, truth, and accountability," DNI Gabbard said. "The tactics used to hide the truth are straight from the deep state playbook: politicized self-serving leaders like Dr. Fauci covered up their own wrongdoing and abuses of power, manipulated intelligence, lied to Congress, and undermined a duly elected President by restricting his access to vital facts needed to keep the country safe.10INDEXED TERMSGoverning evidence
politicized self-serving leaders like dr fauci covered own wrongdoing abuses power manipulated intelligence lied congress undermined duly elected president restricting access vital facts needed keep country safe
  10RECOVERED TERMSOriginal wording
leaders abuses manipulated elected restricting vital safe intelligence president fauci congress undermined politicized covered wrongdoing self-serving power access country
  10SEMANTIC CONCEPTSConcept expansion • 19
leaders abuse manipulation elections restriction vitals safety intelligence presidents fauci congress undermining politics coverage wrongdoings self-serving power access countries
  It's time the American people learn the real story. "

The materials released today are a result of DNI Gabbard's yearlong declassification review in support of President Trump's maximum transparency mandate. During this process, ODNI officials gathered testimony from multiple IC whistleblowers who reported retaliation for challenging the IC's manipulation of intelligence on the virus' origins. This unveiled a clear pattern of suppressing dissent, silencing critics, and burying evidence that undermined IC integrity and disserved the American people.

Fauci's close IC relationships enabled him to assume three key roles during the pandemic that shielded him from scrutiny as he wielded outsized influence.

Fauci funded risky coronavirus research linked to big pharma and the pursuit of "universal vaccines" worth trillions of dollars.
Fauci was the behind-the-scenes advisor who, with his hand-picked experts, pushed the IC to endorse a natural, animal origin to hide his dangerous research.
Fauci became the nation's pandemic "pundit" and publicly pushed lies, disinformation, and censorship.
Fauci's Relationship With The Intelligence Community Drove Intelligence & Public Narratives

Throughout the pandemic, Fauci and politicized leaders within the IC created a self-serving circular reporting loop. He provided hand-picked NIAID-funded scientists to advise the IC. This input shaped official intelligence assessments, which were then publicly cited as scientific consensus to refute the lab-leak theory.

According to hundreds of reviewed emails, the IC almost always incorporated his recommendations. Fauci promoted a fraudulent paper, whose publication he helped prompt, as legitimate information for Intelligence Community consideration. Senior analysts praised Fauci not as a "policymaker," but as an unbiased guide to "the real coronavirus experts"-while ignoring experts who might dissent from Fauci's narratives.

Fauci Lied to Congress

The correspondence released today directly contradicts Fauci's 2024 testimony to the House Select Subcommittee on the Coronavirus Pandemic. In that hearing, while under oath, Fauci was repeatedly asked whether he spoke to "FBI, CIA, DIA or any U.S. intelligence agency concerning viral research" before, during, or after the pandemic. Fauci repeatedly dodged the questions, before falsely stating, "not to my knowledge about COVID. "

Retaliation Against Truth-Seekers

Testimony from multiple whistleblowers reveals intelligence analysts who challenged Fauci's COVID-origin conclusions faced threat of retaliation, were marginalized, and often suffered career setbacks.
28INDEXED TERMSGoverning evidence
retaliation against truth-seekers testimony multiple whistleblowers reveals intelligence analysts challenged fauci's covid-origin conclusions faced threat marginalized often suffered career setbacks
  28RECOVERED TERMSOriginal wording
retaliation truth reveals suffered challenged whistleblowers intelligence analysts conclusions setbacks seekers fauci covid marginalized threat career origin testimony multiple faced
  28SEMANTIC CONCEPTSConcept expansion • 20
retaliation truth revealment suffering challenges whistleblowers intelligence analysts conclusion setbacks seekers fauci covid marginalized threats careers origins testimony multiplicity facing
  This silenced dissent and fostered a culture where truth was sacrificed to conformity and credible evidence was buried.

The following are examples from whistleblower accounts that Director Gabbard has referred to the Intelligence Community's Inspector General.

A contractor was terminated just days after coming forward to ODNI as a whistleblower.
Managers reminded analysts who advocated for the lab-leak hypothesis that leadership would determine which analysts would be promoted. The message was clear: disagreement with the manipulated finding would derail careers.
Senior leaders allegedly set up roadblocks for whistleblowers, removing anonymity from the complaint process by insisting managers or attorneys be present at ODNI meetings, creating an atmosphere of intimidation.

###

KestriMD: Better patient understanding. The clinical note remains the authority.

Evidence is not the end. Authority is.

NIST SP 800-171r2 was withdrawn and superseded by NIST SP 800-171r3.

Explore the architecture →